Product Law Outlook: Developments, Updates, Compliance, and Trends - Per- and polyfluoroalkyl substances (PFAS) have been used in various industries since the 1940s. In recent years, growing scientific attention has prompted...more
12/2/2025
/ D&O Insurance ,
ECHA ,
Environmental Litigation ,
EU ,
European Commission ,
Insurance Industry ,
Liability Insurance ,
PFAS ,
Policy Terms ,
REACH ,
Regulatory Requirements ,
Toxic Chemicals
The Bar Council's November 2025 note on generative AI is an evolution of its original January 2024 paper rather than a wholesale rewrite. The revised document, developed by the Bar Council's IT Panel with input from its...more
The Judiciary has updated its guidance on the use of artificial intelligence (AI) by judges and tribunal members, marking another step in the courts' cautious engagement with emerging technology. Issued on 31 October 2025,...more
Over the past year, climate related litigation has continued to evolve, with several landmark decisions shaping the global legal landscape. While the overall number of new strategic climate cases filed globally in 2024...more
We have moved past the point where AI is the ‘next big thing' for the insurance industry. The shift from theoretical promise to practical deployment has already taken place; from underwriting and pricing to claims handling...more
10/9/2025
/ AI Act ,
Anti-Discrimination Policies ,
Artificial Intelligence ,
Automated Decision Systems (ADS) ,
Bias ,
EU ,
Governance Standards ,
Innovative Technology ,
Insurance Regulations ,
Liability Insurance ,
Machine Learning ,
Regulatory Requirements ,
Risk Management ,
UK ,
Underwriting
The Product Regulation and Metrology Act 2025 (“the Act”), which received Royal Assent on 21 July 2025, introduces a modernised framework for product safety and measurement regulation in the UK. It grants the Secretary of...more
9/30/2025
/ Artificial Intelligence ,
Emerging Technologies ,
Innovative Technology ,
Insurance Industry ,
Insurance Regulations ,
Liability Insurance ,
Lithium Batteries ,
New Legislation ,
Product Defects ,
Regulatory Reform ,
Regulatory Requirements ,
Risk Management ,
UK
As climate change intensifies the frequency and severity of natural disasters across Europe, the gap between insured and total economic losses—known as the natural catastrophe insurance protection gap—has become a growing...more
In the rapidly advancing world of artificial intelligence (AI), businesses are encountering new frontiers of innovation whilst also facing novel risks, prompting the need for robust insurance solutions. This article offers...more
On 7 May 2025, the Hogan Lovells insurance team, together with Howden, hosted a client webinar on geopolitical instability and evolving liability risk. The session also highlighted our new InCrowd hub, an online resource for...more
2024 was a standout year for the Directors and Officers (“D&O”) insurance market, as the industry navigated legislative upheaval and case law developments with remarkable resilience.
Despite increasing mass-shareholder...more
Pension trustee liability (PTL) insurance can be a crucial safeguard for trustees of UK pension schemes. This article explains: the cover typically provided; the importance of timely notifications; exclusions (what isn’t...more
Parametric insurance products can help to address the increasing protection gap arising in respect of climate-related physical risk. As AI and data-collecting technology develops, more business areas may stand to benefit from...more
The global pandemic brought a wave of changes and developments that have impacted, and continue to impact, the insurance sector. As we look ahead, we see further change on the horizon.
Around the world, we continue to...more
7/13/2021
/ Acquisitions ,
Business Interruption ,
Coronavirus/COVID-19 ,
Corporate Governance ,
Environmental Social & Governance (ESG) ,
Germany ,
Insurance Industry ,
Insurtech ,
Mergers ,
Reinsurance ,
Sanctions ,
UK
In Okpabi & Others v Royal Dutch Shell & Another the Supreme Court has applied the principles around parent company liability it set out in Lungowe v Vedanta Resources Plc, to hold that a claim against an English domiciled...more
2/15/2021
/ Foreign Jurisdictions ,
Infrastructure ,
Liability ,
Nigeria ,
Oil & Gas ,
Omissions ,
Parent Corporation ,
Pipelines ,
Royal Dutch Petroleum ,
Subsidiaries ,
UK ,
UK Supreme Court
The Supreme Court has dismissed insurers’ appeals and substantially allowed the FCA’s appeal in the conclusion of the FCA test case litigation. The result means significantly greater coverage of claims and the focus will now...more
1/20/2021
/ Business Interruption ,
Business Losses ,
Coronavirus/COVID-19 ,
Financial Conduct Authority (FCA) ,
Infectious Diseases ,
Insurance Claims ,
Insurance Litigation ,
Policy Exclusions ,
Policy Terms ,
UK ,
UK Supreme Court
There is no doubt that COVID-19 and its impacts are forcing society and governments around the world to reassess their priorities. Society more than ever values sustainability and, as we exit from COVID-19, there is growing...more
The Bank of England has announced its climate stress test exercise for the financial services sector will be held in June 2021.
Climate stress test launch -
The stress test is a tool to (i) measure the risks faced in...more
The Commercial Court has ruled that temporary loss of use of premises as a result of COVID-19 lockdown measures will not trigger cover under a standard business interruption policy that requires property damage to trigger...more
This week the High Court has delivered its eagerly anticipated ruling in the FCA Business Interruption Test Case. The case was brought by the Financial Conduct Authority on behalf of business interruption policyholders, with...more
The High Court has delivered its eagerly anticipated ruling in the FCA test case litigation concerning COVID-19 business interruption claims.
The judgment is complex, addressing cover for COVID-19 related claims under 21...more
Insurance Europe supports the efforts of the European co-legislators towards a more sustainable economy and is in favour of increased transparency in sustainable investments and sustainability risks, provided that the...more
9/3/2020
/ Best Practices ,
Business Plans ,
Business Strategies ,
Corporate Governance ,
Corporate Social Responsibility ,
Disclosure Requirements ,
Environmental Social & Governance (ESG) ,
EU ,
European Supervisory Authorities (ESAs) ,
Insurance Regulations ,
Investment ,
Publicly-Traded Companies ,
RTS ,
SFDR ,
Sustainability
The SIF update reports on the work undertaken by SIF and its members during January to June 2020. The report includes individual updates from 14 member regulators on recent sustainable insurance initiatives and activities,...more
The High Court's decision in Dring v Cape has set out a new balancing test for third party access to documents disclosed during litigation. The new approach should provide some comfort to defendants that are subject to...more
Insurance Europe indicated its support for the “ambitious objectives of the European Green Deal” as well as increasing the supply of long-term sustainable assets, making sustainability more “mainstream” and integrating ESG...more
Following an "at the (Supreme) Court doors" settlement, the Court of Appeal decision in Equitas Insurance Limited v Municipal Mutual Insurance Limited stands, as the case was discontinued ahead of its planned Supreme Court...more