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Fifth Circuit Panel Allows Prior Express Oral Consent for Telemarketing Calls Under the Telephone Consumer Protection Act

On February 25, 2026, a three-judge panel of the US Court of Appeals for the Fifth Circuit (the “Fifth Circuit”) ruled in Bradford v. Sovereign Pest Control of TX, Inc., No. 24-20379, 2026 WL 520620 (5th Cir., Feb. 25, 2026),...more

OCC Proposes Higher Threshold for Applying Heightened Standards

On December 23, 2025, the Office of the Comptroller of the Currency (“OCC”) issued a Proposal to increase the threshold for applying its specialized standards for safety and soundness at larger banks (“Heightened Standards”)....more

FinCEN Publishes FAQs to Reduce Certain Compliance Burdens Associated with SAR Filings

On October 9, 2025, the U.S. Department of the Treasury’s Financial Crimes Enforcement Network (“FinCEN”), jointly with the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, the...more

US FDIC and OCC Issue Joint Notice of Proposed Rulemaking to Prohibit the Use of Reputation Risk by Regulators

On October 7, 2025, the Federal Deposit Insurance Corporation (“FDIC”) and the Office of the Comptroller of the Currency (“OCC”) (together, the “Agencies”) issued a Notice of Proposed Rulemaking regarding Prohibition on Use...more

President Trump Signs Debanking Executive Order

On August 7, 2025, President Donald Trump issued an Executive Order entitled “Guaranteeing Fair Banking for All Americans” (the “Order”). The Order announces the Administration’s plan to address the exclusion of certain...more

CFPB Settles First Action Under New Leadership: Current State of the CFPB and a Look Ahead

The Consumer Financial Protection Bureau (“CFPB” or “Bureau”) has seen significant changes since President Donald Trump fired former Director Rohit Chopra in January 2025. Under Acting Director Russell Vought, the CFPB has...more

The Consequences of the US Supreme Court’s Decision Upholding the CFPB’s Funding Structure

On May 16, 2024, the US Supreme Court upheld the constitutionality of the Consumer Financial Protection Bureau’s (“CFPB”) funding structure in a decision that will have significant ramifications on both the CFPB’s rulemaking...more

American Arbitration Association Adopts New Mass Arbitration Rules And Fee Schedules

The American Arbitration Association (AAA) has announced updates to its Mass Arbitration Supplementary Rules and its fee schedules for consumer and employment mass arbitrations....more

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