2025 was another consequential year in the consumer finance industry. On the federal level, President Donald Trump started his second term in January and since then has led an unprecedented rollback of federal agency...more
3/3/2026
/ Consumer Financial Products ,
Consumer Financial Protection Bureau (CFPB) ,
Digital Assets ,
Fair Lending ,
Federal Trade Commission (FTC) ,
Financial Regulatory Reform ,
Financial Services Industry ,
FinTech ,
Mortgages ,
Regulatory Oversight ,
Student Loans ,
TCPA ,
Technology Sector ,
Trump Administration ,
UDAAP
On January 12, the U.S. Supreme Court denied the petition for writ of certiorari in Guardian Flight, leaving in place the Fifth Circuit’s June 2025 decision that we covered in our prior post. As a result, within the Fifth...more
1/19/2026
/ Appellate Courts ,
Arbitration Awards ,
Denial of Certiorari ,
Dispute Resolution ,
Employee Retirement Income Security Act (ERISA) ,
ERISA Litigation ,
Insurance Litigation ,
No Surprises Act (NSA) ,
Popular ,
Private Right of Action ,
Provider Payments ,
SCOTUS
On January 12, the U.S. Supreme Court denied the petition for writ of certiorari in Guardian Flight, leaving in place the Fifth Circuit’s June 2025 decision that we covered in our prior post (available here). As a result,...more
1/15/2026
/ Appellate Courts ,
Arbitration Awards ,
Denial of Certiorari ,
Dispute Resolution ,
Employee Retirement Income Security Act (ERISA) ,
ERISA Litigation ,
Health Care Providers ,
Health Insurance ,
Insurance Claims ,
Insurance Litigation ,
No Surprises Act (NSA) ,
Private Right of Action ,
SCOTUS ,
Standing
At The Clearing House Annual Conference, Comptroller of the Currency Jonathan Gould outlined an agency-wide strategy to defend and promote federal preemption across the banking system. As reported by Law360, he emphasized...more
On June 12, the U.S. Court of Appeals for the Fifth Circuit issued a significant opinion in the case involving Guardian Flight, LLC and Med-Trans Corporation, two air ambulance providers, against the defendant insurance...more
6/18/2025
/ Ambulance Providers ,
Appeals ,
Arbitration Awards ,
Dispute Resolution ,
Emergency Response ,
Federal Arbitration Act ,
Health Care Providers ,
Health Insurance ,
Healthcare ,
Insurance Claims ,
Insurance Litigation ,
No Surprises Act (NSA) ,
Post-Judgment Enforcement Actions ,
Private Right of Action ,
Surprise Medical Bills
We are pleased to share our annual review of regulatory and legal developments in the consumer financial services industry. With active federal and state legislatures, consumer financial services providers faced a challenging...more
2/17/2025
/ Automotive Loans ,
Consumer Financial Products ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Debt Collection ,
Enforcement Actions ,
Financial Institutions ,
Financial Regulatory Reform ,
Financial Services Industry ,
FinTech ,
Regulatory Agenda ,
Regulatory Requirements ,
TCPA ,
UDAAP ,
Uniform Commercial Code (UCC)
On May 31, the U.S. Court of Appeals for the Ninth Circuit published an opinion in Bristol SL Holdings Inc. v. Cigna Health and Life Insurance Co., which has significant implications for the healthcare industry.
Originally...more
On May 31, the Ninth Circuit Court of Appeals published an opinion in Bristol SL Holdings, Inc. v. Cigna Health and Life Insurance Company, which has significant implications for the healthcare industry, most notably by...more
We are pleased to share our annual review of regulatory and legal developments in the consumer financial services industry. With active federal and state legislatures, consumer financial services providers faced a challenging...more
2/1/2024
/ Automotive Loans ,
Banks ,
Class Action ,
Consumer Bankruptcy ,
Consumer Financial Products ,
Debt Collection ,
Digital Assets ,
Fair Lending ,
Financial Services Industry ,
FinTech ,
Mortgages ,
Student Loans ,
Tribal Loans ,
Uniform Commercial Code (UCC)