Latest Publications


The Consumer Credit Market: The CFPB’s 2017 CARD Act Report

The Consumer Financial Protection Bureau recently published its biennial assessment of the consumer credit card market, titled “The Consumer Credit Card Market.” This report is based in part on responses provided by market...more

1/4/2018  /  CARD Act , CFPB , Credit Cards

Next Steps for the CFPB

Richard Cordray, the director of the U.S. Consumer Financial Protection Bureau (CFPB), resigned from this post at the close of business last Friday, November 24. In a statement to staff, he said that Leandra English, the...more

CFPB Highlights Supervisory Findings Related to Credit Cards

The Consumer Financial Protection Bureau’s (CFPB) most recent Supervisory Highlights report identified a number of areas of non-compliance by credit card issuers that were confidentially resolved in the supervisory process....more

CFPB’s First No-Action Letter: Supporting Innovation AND Supervision for Fair Lending

The Consumer Financial Protection Bureau (the “Bureau”) issued its first no-action letter (“NAL”) to Upstart Network, Inc. (“Upstart”), a marketplace lender that sought to clarify that its automated model for underwriting...more

10/3/2017  /  CFPB , ECOA , Fair Lending , No-Action Letters
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