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OSFI Launches Consultation on New Senior Leader Regime

On January 29, 2026, the Office of the Superintendent of Financial Institutions (“OSFI”) released a consultation on a proposed senior leader regime (“Consultation”). The Consultation is focused on potential changes to a range...more

Insurance Council of British Columbia Releases Details of Proposed Licensing Requirements under New Restricted Insurance Agency...

As discussed in our January 6, 2026 post, British Columbia has introduced the long‑awaited Restricted Insurance Agent Licence Regulation, which will take effect on January 1, 2027, creating a new licensing framework in the...more

Breaking Down Inter-Provincial Barriers for Insurance Advisors: Ontario Chapter

Over the past year, Canada’s federal and provincial governments have accelerated efforts to dismantle interprovincial labour‑mobility barriers. A key focus is enabling certified professionals, such as insurance advisors,...more

British Columbia Implements Restricted Insurance Agent Licensing Regime for Incidental Sellers

On December 18, 2025, the Government of British Columbia announced the long-awaited Restricted Insurance Agent Licence Regulation (“Regulation”), which will come into force on January 1, 2027, alongside certain provisions of...more

Alberta Regulator Releases Updated Guidelines for Captive Insurers

On December 4, 2025, the Alberta Superintendent of Insurance (the “Superintendent”) announced the release of updated guidelines for captive insurers as well as an updated annual return template. The update clarifies and adds...more

FSRA Releases Revisions to the Proposed Regulatory Framework for Ontario Life and Health MGAs

On October 20, 2025, the Financial Services Regulatory Authority of Ontario (“FSRA”) published a substantially revised version of its Rule 2025-001 – Life and Health Managing General Agents (the "Rule”). FSRA stated that many...more

AI Use by Financial Institutions: Québec’s AMF Publishes Draft Guidelines

On July 3, 2025, Québec’s financial institutions regulator – the Autorité des marchés financiers (“AMF”) – published draft guidelines (“Draft Guidelines”) on the use of artificial intelligence systems (“AI Systems”) by...more

FSRA Proposes New Regulatory Framework for Life and Health Managing General Agents in Ontario

On January 28, 2025, the Financial Services Regulatory Authority of Ontario (“FSRA”) published Proposed Rule 2025-001 (the “Proposed Rule”), which builds on recent amendments to the Insurance Act (the “Act”). Those amendments...more

Alberta’s Insurance Regulators Tighten Registration Requirements for Motor Vehicle and Equipment Dealers Offering Warranties,...

On December 19, 2024, the Alberta Superintendent of Insurance published a revised version of Bulletin 05-2024 (“Superintendent’s Bulletin”) on the treatment of motor vehicle warranty contracts, dealership loyalty programs and...more

FSRA Releases Review of Managing General Agents in Ontario’s P&C Insurance Marketplace

On December 10, 2024, Ontario’s Financial Services Regulatory Authority (“FSRA”) released its review of the role of Managing General Agents (“MGAs”) in Ontario’s property and casualty (“P&C”) insurance market (the “Review”)....more

Alberta Expands Captive Insurers’ Ability to Reinsure Certain Third-Party Risks

On December 12, 2024, the Alberta Superintendent of Insurance (the “Superintendent”) issued Interpretation Bulletin 08-2024 (the “Bulletin”) extending the ability of captive insurers to reinsure certain third-party risks. As...more

OSFI Focuses on Culture Risk Issues in New Regulatory Notice

On November 21, 2024, the Office of the Superintendent of Financial Institutions (“OSFI”) released a regulatory notice on managing culture risk (the “Notice”). The Notice follows industry feedback on OSFI’s February 2023...more

Ontario Announces Consultation on Selling Automobile Insurance Products at Dealerships

On November 22, 2024, the Ontario Ministry of Finance announced that it is proceeding with a plan announced in Ontario’s 2024 Budget that will give the Financial Services Regulatory Authority (FSRA) the power to initiate a...more

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