On December 17, 2025, the California Privacy Protection Agency ("CalPrivacy") issued Enforcement Advisory No. 2025-01, providing guidance on revised data broker registration requirements related to trade names, websites, and...more
12/23/2025
/ California Consumer Privacy Act (CCPA) ,
California Privacy Protection Agency (CPPA) ,
Data Brokers ,
Data Privacy ,
New Guidance ,
Parent Corporation ,
Personal Information ,
Registration Requirement ,
Subsidiaries ,
Trade Names ,
Websites
On December 18, 2025, the FTC announced a settlement with a grocery delivery provider ("Company") over allegations of false adverting, failure to issue promised refunds, and unlawful subscription practices. Under the...more
On November 28, 2025, the Office of the Comptroller of the Currency ("OCC") issued a request for information ("RFI") on community banks' engagement with their core service providers and other essential third-party service...more
12/11/2025
/ Artificial Intelligence ,
Banking Sector ,
Cloud Computing ,
Community Banks ,
Contract Negotiations ,
FinTech ,
OCC ,
Regulatory Oversight ,
Request For Information ,
Risk Management ,
Third-Party Service Provider
On September 25, 2025, the FTC announced a settlement with a large online retailer, requiring the company to pay a $1 billion civil penalty and provide $1.5 billion in consumer restitution. ...more
9/30/2025
/ Civil Monetary Penalty ,
Consent Order ,
Consumer Protection Laws ,
Enforcement Actions ,
Federal Trade Commission (FTC) ,
FTC Act ,
Internet Retailers ,
Negative Option Rule ,
Penalties ,
Restitution ,
Retailers ,
ROSCA ,
Settlement ,
Subscription Services ,
Unfair or Deceptive Trade Practices
If we could use only one word to describe the future of the Consumer Financial Protection Bureau, I think most of us would agree on the word "uncertain." However, one thing seems certain to occur as we wait to see what will...more
4/3/2025
/ Banking Sector ,
Bankruptcy Code ,
Consumer Financial Protection Act (CFPA) ,
Consumer Financial Protection Bureau (CFPB) ,
Consumer Protection Laws ,
Enforcement Actions ,
Financial Institutions ,
Financial Services Industry ,
Lenders ,
Loan Servicer ,
State and Local Government ,
State Attorneys General ,
Unfair or Deceptive Trade Practices
If you are reading this article, you are likely aware that a creditor collecting its own debts in its own name is not a "debt collector" under the federal Fair Debt Collection Practices Act ("FDCPA") or its implementing rule,...more
7/26/2024
/ Article III ,
Compliance ,
Consumer Financial Protection Bureau (CFPB) ,
Creditors ,
Debt Collection ,
Debt Collectors ,
Electronic Communications ,
Email ,
FDCPA ,
Federal Trade Commission (FTC) ,
Fees ,
Financial Services Industry ,
Loan Servicer ,
Regulation F ,
Risk Management ,
Spokeo v Robins ,
Standing ,
State Attorneys General ,
Text Messages ,
TransUnion ,
UDAAP