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Orrick, Herrington & Sutcliffe LLP

Sixth Circuit to receive Regulation II interchange fee case after plaintiff’s appeal

On November 10, the plaintiff filed a notice of appeal to the U.S. Court of Appeals for the 6th Circuit, seeking review of a district court decision denying the plaintiff’s, and granting the Fed’s, motion for summary...more

Orrick, Herrington & Sutcliffe LLP

District court certifies class in $2.3M settlement agreement

On November 7, the U.S. District Court for the Eastern District of North Carolina granted final approval of a class action settlement, finding the agreement fair, reasonable and adequate for the class. ...more

Orrick, Herrington & Sutcliffe LLP

CFPB files notice stating it can no longer draw from Fed ‘earnings’

On November 10, the U.S. District Court for the District of Columbia received a notice from the CFPB informing the court that the DOJ’s Office of Legal Counsel has determined the Bureau may not legally request funds from the...more

Orrick, Herrington & Sutcliffe LLP

Fed’s Barr discusses AI adoption by banks and its risks

On November 11, the Fed’s Michael Barr addressed a fintech festival, highlighting the Fed’s focus on AI as it reshapes the economy and financial system. Barr outlined three key points: (i) AI will transform economies; (ii)...more

Orrick, Herrington & Sutcliffe LLP

CFPB proposes changes to Regulation B on disparate impact and other provisions

On November 13, the CFPB published a proposed rule in the Federal Register to amend Regulation B, which implements the ECOA. ...more

Ballard Spahr LLP

CFPB rescinds amendments to the Rules of Practice for Adjudication Proceedings

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Effective October 29, 2025, the CFPB finalized its rule, published at 90 Fed. Reg. 48737-60, rescinding certain amendments to the rules made on February 22, 2022 and on March 29, 2023 (collectively, the 2022 and 2023...more

Troutman Pepper Locke

Ninth Circuit Holds that Bona Fide Error Defense Applies to Claim for Violation of FDCPA

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In an unpublished decision, the Ninth Circuit affirmed summary judgment in favor of a debt collector defendant, finding that the bona fide error defense applied to the debt collector’s efforts to collect a debt that may have...more

Klein Moynihan Turco LLP

The TCPA Remains Hindi’s Focus

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Our readers may recall a recent piece in which we discussed a new flavor of Telephone Consumer Protection Act (“TCPA”) lawsuit being filed by The Law Offices of Jibrael Hindi (“Hindi”). Although the majority of cases Hindi...more

Ballard Spahr LLP

CFPB withdraws proposed registry of nonbank contract terms

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On October 29, 2025, CFPB withdrew its proposed rule titled Registry of Supervised Nonbanks That Use Form Contracts To Impose Terms and Conditions That Seek To Waive or Limit Consumer Legal Protections, which was published on...more

Troutman Pepper Locke

Texas Attorney General Confirms Opt-In SMS Is Outside Registration Under SB 140

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Effective September 1, 2025, SB 140 significantly expanded Texas’ telephone solicitation statute. SB 140 expressly covers text messages and similar electronic communications and introduced a direct private right of action...more

Ballard Spahr LLP

CFPB Restores CSI Treatment of “Pose Risk” Decisions

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Effective October 27, 2025, the CFPB rescinded the amendments to the Procedures for Supervisory Designation Proceedings that it adopted in April 2022, November 2022, and April 2024, , with the exception of some limited...more

CDF Labor Law LLP

Sling TV Settles Privacy Police’s CCPA Claims of Inadequate Opt Out and Protecting the Privacy of Minors for $530,000

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An update on the most recent settlement with the Privacy Police. On October 30, 2025, streaming service Sling TV settled a California Consumer Privacy Act (CCPA) case for $530,000. The State claimed that the company failed to...more

Hogan Lovells

The Concept of Greenwashing in Light of the Paris Judicial Court’s Judgment of October 23, 2025

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In May 2021, TotalEnergies launched a large communication campaign, affirming its ambition “to achieve carbon neutrality by 2050” as well as its position “as a major player in the energy transition”. Greenpeace France, Notre...more

Perkins Coie

New OTC Drug and Sunscreen Provisions Passed in Congress

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In the Continuing Resolution and Appropriations Package (H.R. 5371), enacted into law on November 12, 2025, Congress included several new provisions regarding over-the-counter (OTC) drug and sunscreen products....more

Perkins Coie

President Trump Approves Short-Term Renewal of CISA 2015

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Congress included in the appropriations bill of November 12, 2025, an extension of the Cybersecurity Information Sharing Act of 2015 (CISA 2015), 6 U.S.C. §§ 1501–10, through January 30, 2026....more

DLA Piper

Inside Competition: November 2025

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Inside Competition is designed to help companies identify key legal developments in antitrust and competition law in the United States....more

Vinson & Elkins LLP

Texas Progresses Toward CCS Primacy (UPDATED)

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This week, the U.S. Environmental Protection Agency (EPA) took the penultimate step to granting Texas the authority to directly issue Class VI permits under the Safe Drinking Water Act’s Underground Injection Control (UIC)...more

Allen Matkins

California Environmental Law & Policy Update 11.14.25

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The U.S. Environmental Protection Agency (EPA) is proposing to loosen requirements for companies to report on their uses of perfluoroalkyl and polyfluoroalkyl substances, or PFAS....more

Barnea Jaffa Lande & Co.

Amendment 13 : Guidance for Insurance Agents and Agencies

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The Israeli Privacy Protection Law was recently amended, and, like all organizations, insurance agencies must comply with its provisions. A supervisory report conducted by the Privacy Protection Authority (PPA) in the...more

Wiley Rein LLP

Expanding Patchwork of State “Junk Fees” Laws Presents Compliance Challenges

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State laws regulating disclosures of fees and “total prices” have expanded, and we start our series of state consumer protection alerts with a deeper dive on key compliance obligations for these fee disclosure laws. These...more

Shipkevich PLLC

Connecticut Enacts Broad Amendments to Money Transmission Law Targeting Virtual Currency and Digital Assets

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Connecticut has enacted Public Act 25-66 (the “Act”), a substantial modernization of its Money Transmission Act (“MTA”) that brings digital wallets, virtual currency activity, and youth-oriented money-sharing applications...more

Klein Moynihan Turco LLP

TCPA Caller Identification Defenses

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On July 16, 2025, the United District Court for the Eastern District of Pennsylvania issued a noteworthy decision in Newell v. JR Capital, LLC. Among other claims, Plaintiff alleged that Defendant violated the Telephone...more

Sheppard Mullin Richter & Hampton LLP

CFPB Terminates 2023 Consent Order Against a National Consumer Reporting Agency for Alleged Security Freeze Violations

On November 3, 2025, the Consumer Financial Protection Bureau terminated its 2023 consent order against a national consumer reporting agency. The original order, issued in October 2023, required more than three million...more

Blake, Cassels & Graydon LLP

Leçons du Royaume Uni : Réformes possibles des responsabilités des banques canadiennes en matière de prévention de la fraude

Les cas de fraude continuent d’augmenter au Canada : selon de récentes données de Statistique Canada, les affaires de fraude déclarées par la police ont augmenté de 12 % entre 2022 et 2023. Cette statistique se rapporte à la...more

Cozen O'Connor

Minnesota AG Goes All In to Shut Down Allegedly Illegal Gambling Sites

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Minnesota AG Keith Ellison sent letters to 14 operators of allegedly illegal gambling websites directing them to stop offering online gambling to Minnesota residents, citing potential violations of state consumer protection...more

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