Point-of-Sale Finance Series: Fair Lending Risks at the Checkout Counter — The Consumer Finance Podcast
Podcast - The FTC and Consumer Online Transactions
No Password Required: Project Manager at Rapid7 and Queen of Cyber Media
Before You Front the Funds: Benefits and Pitfalls of Earned Wage Access Tools — Payments Pros – The Payments Law Podcast
Taking It to the Bank: Why Fintechs Are Racing for Bank Charters — The Consumer Finance Podcast
Warning Letters and Warren Letters: What the Auto Finance Industry Needs to Know — Moving the Metal: The Auto Finance Podcast
Before You Front the Funds: Benefits and Pitfalls of Earned Wage Access Tools — Hiring to Firing Podcast
TCPA Risk Reloaded: Why DNC and Consent Issues Are Fueling the Next Wave of Litigation — The Consumer Finance Podcast
Important CRA Lesson from OCC proposal for all Intermediate-Small and Large Banks
Year in Review and Look Ahead: Servicing and Collections in Flux – How States, Reg F, and Coerced Debt Laws Are Rewriting the Playbook — The Consumer Finance Podcast
Beyond the Buzzwords: Building Bank-Fintech Partnerships That Survive Exams — Payments Pros – The Payments Law Podcast
Auto Finance Year in Review, Part 1: From FTC CARS Rule Collapse to a State-Led Patchwork — Moving the Metal: The Auto Finance Podcast
Lions, Tigers, and Sovereign Citizens, Oh My! UCC and Banking Litigation Trends and a 2026 Forecast — The Consumer Finance Podcast
[Video] New Regulatory Priorities Under Mayor Mamdani’s NYC Department of Consumer and Worker Protection
Turning Point for Digital Assets: 2025 Year in Review and What Comes Next — The Crypto Exchange Podcast
Year in Review and Look Ahead: Fair Lending and UDAAP in the Trump 2.0 Era — Federal Pullback, State Pushback, and What Comes Next — The Consumer Finance Podcast
Year in Review and Look Ahead Announcement — The Consumer Finance Podcast
Bridging the Gap between Cautious Buyers and Eager Sellers
Signs of Life at the CFPB — The Consumer Finance Podcast
California DFPI's Next Target: Credit Reporting Industry — Regulatory Oversight Podcast
In this article, we'll delve into recent news on financial consumer protection, but before doing so, we'll provide an update on the Consumer Financial Protection Bureau (CFPB)....more
Key Takeaways - The Federal Trade Commission (“FTC”) restarts negative option rulemaking after the court vacated the 2024 rule. The agency’s March 2026 Advance Notice of Proposed Rulemaking (“ANPRM”) has placed a renewed...more
In 2024, the Illinois General Assembly amended the Illinois Biometric Information Privacy Act (“BIPA”) to clarify that an individual cannot seek recovery for multiple alleged violations of BIPA when those violations concern...more
Courts may refuse to enforce online arbitration clauses when checkout-page design buries notice of mandatory arbitration through cluttered layouts, low-contrast links, and visually dominant purchase buttons....more
When the CCPA was first enacted, it was seemingly clear that its right to private action would be limited to traditional data breaches. Over the past two years, however, some courts have called this interpretation into...more
A serial Telephone Consumer Protection Act (“TCPA”) litigant recently filed a complaint alleging that he received unsolicited text messages in violation of the TCPA’s Do Not Call regulations. Below, we discuss the allegations...more
New Washington and Oregon laws regulating consumer-facing interactive AI companions will introduce expansive requirements for businesses operating in either state. Set to take effect January 1, 2027, the statutes require...more
The Digital Omnibus Package, presented by the European Commission (EC) on November 19, 2025, comprises both the Digital Omnibus on the Data Acquis and the Digital Omnibus on AI (“AI Omnibus”)....more
At Troutman Amin, LLP we never defend scumbags– so we’re always looking for red flags at intake. One big red flag is if a potential client says something like “hey, even if I get hit with a huge judgment we’ll just shut down...more
On March 27, 2026, the Federal Communications Commission (FCC) released a Notice of Proposed Rulemaking (Call Center NPRM) seeking comment on a broad package of rules governing foreign call centers....more
Maryland AG Anthony Brown and the FTC reached a settlement with the Lindsay Automotive Group and related entities to resolve allegations that the dealerships violated the Maryland Consumer Protection Act and the FTC Act...more
On April 7, the Office of the Comptroller of the Currency (OCC) and the Federal Deposit Insurance Corporation (FDIC) issued a final rule to remove “reputation risk” from their supervisory and examination frameworks and...more
The International Association of Privacy Professionals’ (IAPP) 2026 Global Summit brought together regulators, in‑house counsel, privacy officers, and technologists to discuss a complete spectrum of modern privacy issues....more
We outline the certification status of CPO applications filed at the CAT since the introduction of the new opt-out regime...more
A broad coalition of California businesses, nonprofits, healthcare providers, and community organizations formally launched a campaign this week to push for reform of the state law being weaponized against businesses that use...more
The U.S. Court of Appeals for the Fifth Circuit recently overturned longstanding precedent under the Telephone Consumer Protection Act (TCPA) when it set aside a decades-old Federal Communications Commission (FCC) rulemaking...more
A comprehensive bill strengthening data privacy protections for Oklahomans has been signed into law. Senate Bill 546 (the “Oklahoma Data Privacy Act” or the “Act”) will become effective January 1, 2027. The Act establishes...more
On March 20, the Fifth Circuit Court of Appeals held that the administrative adjudication of deceptive advertising claims by the Federal Trade Commission (FTC) violates the constitutional separation of powers, which grants...more
Wearable devices are products worn on the body that use sensors and software to collect and display health or lifestyle information such as activity, sleep, or recovery trends. Wearable technology has advanced quickly. Many...more
Washington’s new Solicited Real Property Act took effect on January 1, 2026. The purported goal of the Act is to apply existing consumer protection laws for the benefit of sellers who do not actively seek to sell their real...more
The FTC has released its FY 2026–2030 Strategic Plan, outlining priorities across consumer protection, competition, and agency operations, while restoring mission language that it will enforce the law “without unduly...more
On January 1, 2026, the new requirements of the front-of-package (FOP) nutrition labeling program initiated by Health Canada and enforced by the Canadian Food Inspection Agency (CFIA) took effect. These regulations were...more
Massachusetts AG Andrea Joy Campbell announced draft regulations defining specific unfair or deceptive acts within assisted living residences under the state’s consumer protection law. Among other requirements, the draft...more
A recent federal court decision is a helpful reminder for any company whose products carry a “Made in the USA” label — or anything close to it...more
A significant new filing on March 31 in the D.C. Circuit Court of Appeals, National Treasury Employees Union v. Vought (Case No. 25-5091), purportedly provides the most up-to-date, detailed picture yet of how leadership of...more
