Daily Compliance News: December 15, 2025, The End of the FCA? Edition
A Penny for Your Thoughts? Understanding the Legal Implications of the U.S. Penny Shortage
Sunday Book Review: December 14, 2025, The Best Books on Business Edition
10 For 10: Top Compliance Stories For the Week Ending December 13, 2025
2 Gurus Talk Compliance: Episode 65 – The This Is Nuts Edition
Compliance Tip of the Day – Ethical Deployment of AI Powered Controls
AI Today in 5: December 12, 2025, The Person of the Year Edition
Daily Compliance News: December 12, 2025, The All New York Times Edition
Regulatory Ramblings: Episode 84 - From Asset Recovery to AI Revolution: Risk, Coordination, and the Future with Sangeet Paul Choudary and Dr. Amber Phillips
Point-of-Sale Finance Series: The Holder Rule at 50 — The Consumer Finance Podcast
Compliance Tip of the Day - What are AI Powered Internal Controls?
AI Today in 5: December 11, 2025, The FINRA and AI Edition
Daily Compliance News: December 11, 2025, The Jack Smith Opens New Law Firm Edition
Compliance into the Weeds: Live from the Floor of ACI
Investing in Resilience: How Extreme Weather is Reshaping Infrastructure Investment and Risk
Great Women in Compliance - Global Corruption Prevention: A View from France
Compliance Tip of the Day – Improvement of Internal Controls
Daily Compliance News: December 10, 2025, The US Credibility Under Strain Edition
Compliance Tip of the Day - Monitoring of Internal Controls
Inside the Homebuyers Privacy Protection Act: A Conversation With the Mortgage Bankers Association — FCRA Focus Podcast
Le Tribunal administratif de Paris valide la remise en cause par l’administration fiscale du taux réduit de retenue à la source de 5 % prévu par la convention franco-luxembourgeoise en présence de dividendes versés à une...more
On December 9, the Fed published an RFI in the Federal Register requesting public input on the future of the Fed’s check services. In its notice, the Fed will assess possible strategies for the future of checks, acknowledging...more
On December 9 and 10, the CFPB published eight notices in the Federal Register requesting comment on reinstating OMB approvals for existing information collections. The CFPB invited comments as to whether the collection of...more
There’s a lot of things in the world of bureaucratic regulations that don’t appear to make sense and can be downright funny and frustrating at times. For example, when I was in the state senate in Connecticut the Department...more
On December 3, the U.S. District Court for the Southern District of Texas lifted a stay in a case brought by the CFPB against several affiliated defendants, following a lapse in federal appropriations that had stayed...more
On November 19, 2025, Singapore Exchange ("SGX") and Nasdaq announced a proposed "Global Listing Board" framework enabling companies to file a single prospectus acceptable to both Singapore and U.S. regulators....more
A few weeks ago, someone at a holiday party asked “Whitt, why doesn’t Budding Trends take on the weighty legal issues of the day and instead resort to cheap pop culture references and puns?” I thought about responding with a...more
Payments and Digital Assets Companies Announce Stablecoin Initiatives - A leading global payments network and a stablecoin infrastructure platform recently announced a partnership focused on cross-border stablecoin-based...more
This is a new ongoing series about the business of music with a SPIN twist. There’s a new headliner in the music business, and it’s not on stage. It’s in the wings, in a tailored suit, with a checkbook bigger than the tour...more
On December 5, the governor of New York signed into law an act to amend the state’s UCC, aiming to address emerging technologies and update rules for commercial transactions involving virtual currencies. The legislation...more
Recently, the Minnesota Court of Appeals affirmed a cease-and-desist order against a Utah-based company for allegedly conducting unlicensed debt collection in Minnesota. The court held Minnesota’s collection agency statutes...more
On 27 November 2025, the European Parliament and the Council of the EU announced that they have reached a provisional political agreement on the texts of the proposed Directive on payment services and electronic money...more
On December 5, the governor of New York signed into law new provisions to amend the state’s financial services laws in connection with engaging in certain activities without a license. Specifically, the amendment adds §...more
The Israel Securities Authority published a new staff position recently on the regulation of advertising in digital space (including on social networks), focusing on advertising relating to mutual funds. The staff position...more
On December 9, the OCC issued an interpretive letter, confirming that national banks may engage in “riskless principal” transactions involving digital assets as part of the business of banking. The OCC stated these...more
On December 8, the OCC published a speech made by Comptroller of the Currency Jonathan V. Gould at an industry policy summit on his commitment to chartering new banks, aligning the importance of de novo chartering with novel...more
On December 4, FinCEN released a financial trend analysis showing that reported ransomware payments in BSA data totaled more than $2.1 billion between January 2022 and December 2024. FinCEN received 7,395 BSA reports related...more
On December 9, FinCEN announced a consent order levying a $3.5 million civil money penalty against a peer-to-peer virtual currency trading platform for willful BSA violations. FinCEN alleged the company facilitated more than...more
On December 3, Senators Elizabeth Warren (D-MA), Raphael Warnock (D-GA), Ruben Gallego (D-AZ), and Andy Kim (D-NJ) published a letter to CFPB Acting Director Russell Vought expressing concern that efforts to close the agency...more
On December 8, a judge in the U.S. District Court for the Middle District of Pennsylvania granted a joint motion filed by the CFPB and parties to a student loan enforcement action to modify previously proposed stipulated...more
On December 5, former Fed officials moved for leave to file a brief as amici curiae in the U.S. District Court for the District of Columbia in support of the CFPB union’s motion to clarify the term “combined earnings” as...more
On December 5, a coalition of nonprofit organizations filed a complaint seeking declaratory and injunctive relief in the U.S. District Court for the Northern District of California against the CFPB and Acting Director Russell...more
On December 8, the parties in ongoing litigation over the CFPB’s Personal Financial Data Rights rule (covered by InfoBytes here) filed a joint status report in the U.S. District Court for the Eastern District of Kentucky. The...more
Legal Break - Age verification in Italy: What adult content websites must do now - As part of our “Legal Break” video series, we discuss the impact of the Caivano Decree, which introduces a significant change: as of 12...more
The Office of the Comptroller of the Currency (the "OCC") has held for the first time that national banks may hold crypto assets as principal on their balance sheet in order to pay reasonably expected amounts of "network...more