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Orrick, Herrington & Sutcliffe LLP

District Court Denies Trade Organization’s Attempt to Stop CFPB’s Final PACE Rule

On November 3, the U.S. District Court for the Southern District of Florida denied a motion to enjoin a final rule issued by the CFPB that applies TILA protections and other federal regulations to residential PACE financing....more

ASKramer Law

Tax-Loss Harvesting Part V: State and Local Taxes

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Successful tax-loss harvesting depends on a taxpayer’s ability to deduct losses. In addition to their federal tax liability, taxpayers also need to consider state and local taxes. As we wrap up this series, I want to focus in...more

Thomas Fox - Compliance Evangelist

ACI-FCPA Conference Speaker Preview Series - Anik Shah on Lawyering Through These Uncertain Times

In this episode of the ACI-FCPA and Global Anti-Corruption Conference Speaker Podcasts series, Anik Shah discusses his panel at the event, “Lawyering Through Uncertainty: The New Reality of Advising Clients and Making...more

Ropes & Gray LLP

European Private Equity Market Recap – Q3 2025

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Europe showed resilient buyout activity in Q3, on pace to exceed 2024. The market is moving with improved sentiment into Q4 with global sponsors—especially U.S. firms—deploying capital actively....more

Frost Brown Todd

Bill Introduced to Increase Reporting Thresholds Under the Bank Secrecy Act

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On October 21, 2025, the Senate Committee on Banking, Housing, and Urban Affairs introduced S.B. 3017, titled the Streamlining Transaction Reporting and Ensuring Anti-Money Laundering Improvements for a New Era Act...more

Conyers

Conyers Investment Funds Report | Q3 2025

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This edition of the Conyers Investment Funds Report provides a variety of updates and insights relevant to the investment funds space in the Cayman Islands, British Virgin Islands, and Bermuda....more

Orrick, Herrington & Sutcliffe LLP

Ninth Circuit affirms bona fide error defense for debt collector in FDCPA case

On October 28, the U.S. Court of Appeals for the 9th Circuit affirmed the lower court’s entry of summary judgment in favor of a law firm in a case alleging violations of the FDCPA related to collection efforts on a used car...more

BakerHostetler

Weekly Blockchain Blog - November 2025 #2

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US Digital Asset Companies Announce Stablecoin Initiatives, TradFi Integrations - On Nov. 5, Ripple, a U.S. fintech and digital asset infrastructure provider, announced its newly established collaboration with a...more

DLA Piper

Equity Lines Of Credit And At-The-Market Offerings: Alternative Public Financing Options

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For public companies looking to raise capital relatively quickly and at a lower cost, equity lines of credit (ELOCs) and at-the-market equity offerings (ATMs) may be viable options. Both allow companies to control the timing...more

A&O Shearman

UK Pensions: What’s new this week? November 2025 # 2

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Welcome to your weekly update from the A&O Shearman Pensions team, covering all the latest legal and regulatory developments in the world of workplace pensions. Box Clever saga ends in settlement - The Pensions Regulator...more

Goodwin

Digital Currency & Blockchain Quarterly Litigation Update - November 2025

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Welcome to Goodwin’s Digital Currency & Blockchain Quarterly Litigation Update, in which our Chambers-ranked global team of specialists shares highlights and key litigation and enforcement updates that are shaping the...more

A&O Shearman

SGX RegCo issues its response on its proposals for a more disclosure based regime

A&O Shearman on

With effect from October 29, 2025, Singapore Exchange Regulation (SGX RegCo) has put into place measures in response to comments on its consultation paper on “A Shift to a More Disclosure-Based Regime” (issued on May 15,...more

DLA Piper

VAT treatment of certain factoring commissions confirmed

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A Finnish company was providing factoring services that consisted in "invoice factoring", which took the form of a credit granted that corresponded to the factored debts, but limited to an amount determined on the basis of...more

Orrick, Herrington & Sutcliffe LLP

California DFPI orders restitution and penalties for crypto ATM operator over alleged Digital Financial Assets Law violations

On October 30, the California DFPI announced a consent order with a digital asset kiosk operator, resolving findings that the company violated several provisions of the Digital Financial Assets Law (DFAL)....more

Orrick, Herrington & Sutcliffe LLP

Pennsylvania attorney general settles with company alleged to have violated state consumer protection law with ‘deceptive’...

On October 30, the attorney general of Pennsylvania announced a settlement agreement with a seller of collectible merchandise alleged to have violated the state’s Unfair Trade Practices and Consumer Protection Law....more

Paul Hastings LLP

UK Equity Capital Markets Insights — November 2025

Paul Hastings LLP on

On 15 July 2025, the UK Digitisation Taskforce (the Taskforce) published its Final Report on the proposed digitisation of the UK shareholding framework (see the August edition of this newsletter). One of the key...more

A&O Shearman

UK PRA near-final rules on a simplified capital regime for SDDTs

A&O Shearman on

The UK Prudential Regulation Authority (PRA) has published near-final policy statement PS20/25, marking the second and final phase of its "strong and simple" framework. This introduces a simplified capital regime for smaller,...more

Orrick, Herrington & Sutcliffe LLP

District court certifies class in ‘pay-to-pay’ fee case

On November 3, the U.S. District Court for the Northern District of West Virginia certified a class in a class action case alleging a federal credit union charged fees in connection with monthly loan payments that violated...more

Orrick, Herrington & Sutcliffe LLP

Twenty-two state attorneys general challenge Ed. Dept’s final rule introducing exclusions for Public Service Loan Forgiveness...

On November 3, a coalition of 22 state attorneys general announced a lawsuit in the U.S. District Court for the District of Massachusetts against the U.S. Department of Education. The suit seeks to block the department’s...more

Orrick, Herrington & Sutcliffe LLP

California DFPI enters consent order with mortgage lender over alleged excessive per diem interest and documentation lapses

On October 30, the California DFPI entered into a consent order with a mortgage lender and servicer after a regulatory examination into the company surfaced multiple alleged violations of the California Residential Mortgage...more

Goodwin

Outnumbered, Not Outplayed: Minority Lenders Successfully Challenge Exclusive Backstop Agreement on Equal Treatment Grounds in...

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The District Court for the Southern District of Texas (the “District Court”) recently issued a ruling in the chapter 11 cases of ConvergeOne Holdings, Inc. and its affiliated debtors (together, the “Debtors”) prohibiting the...more

Orrick, Herrington & Sutcliffe LLP

California attorney general settles with media companies for alleged privacy act violations

On October 31, the Superior Court of the State of California approved the attorney general’s proposed settlement with an internet-based live TV company and media streaming service resolving allegations that the companies...more

Troutman Pepper Locke

Fed Redefines “Well Managed” for Large Banks and Insurers Easing Growth Constraints and Shifting Enforcement Presumptions

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On November 5, the Federal Reserve Board announced that it had finalized revisions to its Large Financial Institution (LFI) rating system and the Insurance Supervisory Framework that change when a firm is considered “well...more

Orrick, Herrington & Sutcliffe LLP

NMLS releases XML upload schema for the new version of its mortgage call report form

On October 31, the NMLS announced that mortgage companies could access the XML upload schema for the upcoming mortgage call report form, version 7 (MCR FV7), which will be required for filings beginning with the first quarter...more

Orrick, Herrington & Sutcliffe LLP

NYDFS’ amendments go into effect on November 1

On November 1, NYDFS’ expanded requirements for multi-factor authentication (MFA) and IT asset management went into effect, as part of the NYDFS’ Second Amendment to the Cybersecurity Regulation (Part 500). Details regarding...more

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