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Alston & Bird

Health & Welfare Benefits Update: 2025 Year-End Roundup

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This year kicked off with a new administration heralding big policy changes in areas that affect employee health & welfare benefits. This year’s Roundup is packed with the latest legislative and regulatory developments that...more

Carlton Fields

Florida Appeals Court Decisions Week of December 1 - 5, 2025

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U.S. Eleventh Circuit Court of Appeals - Ismael v. Roundtree - § 1981, retaliatory discharge, McDonnell Douglas - Villarino v. Pacesetter Personnel - class action, employment, FLSA, employee charges - Fla Preborn...more

Ankura

Enhancing Business Security: Common Cybersecurity Threats and Effective Protection Strategies

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In today’s digital landscape, businesses of every size face a growing number of cybersecurity threats. From sophisticated spear phishing campaigns to disruptive malware, cyberattacks are no longer a question of if, but when....more

Saul Ewing LLP

The Friday Five: Five ERISA Litigation Highlights - December 2025

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This month's Friday Five explores the plaintiff's burden of establishing a continuing disability, when state law claims are expressly preempted by ERISA, and the reasonableness of an administrator's interpretation of a...more

Littler

Delaware Adopts Amended Paid Leave Regulations on the Eve of Program’s Launch

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On December 1, 2025, Delaware published amended paid family medical leave (PFML) regulations that take effect on December 11, 2025. While the amendments are not extensive, they will significantly impact many employers set to...more

BCLP

Enhancing Banks’ and Insurers’ Approaches to Managing Climate-Related Risks

BCLP on

On 3 December 2025, the PRA published Policy Statement 25/25 (PS25/25), finalising proposals from CP10/25 and introducing Supervisory Statement 4/25 (SS4/25). This replaces SS3/19 and sets out updated expectations on how...more

Carlton Fields

The Rise of Lifetime Income Options

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Traditional pensions, known as defined benefit plans, have been on the decline since their heyday in the 1960s. Guaranteed lifetime income was a key feature of traditional pension plans. Benefits under a plan would be paid...more

Wiley Rein LLP

Contractual Liability Exclusion Defeats Garnishment Proceeding Against Insurer

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The United States District Court for the Eastern District of Pennsylvania, applying Pennsylvania law, has held that an insurer was not liable as garnishee in a claimant’s proceeding to collect a default judgment against an...more

Rivkin Radler LLP

Elder Law Is for Everyone Part 2: Medicaid Homecare

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Often, people with long-term medical or cognitive conditions that limit their ability to manage their daily care need in-home assistance. Since home care typically costs between $25 and $35 an hour, without long-term care...more

Conyers

Calling all Independent Non-Executive Directors (INEDs) – the Cayman Islands Needs You!

Conyers on

The old saying that “Independent Directors are like parsley on a fish: technically they are there, but they are largely decorative” is now very much defunct in the context of the Cayman Islands (re)insurance industry....more

Skadden, Arps, Slate, Meagher & Flom LLP

The PRA’s Discussion Paper on Alternative Life Capital: A New Dawn?

On 14 November 2025, the Prudential Regulation Authority (PRA) published Discussion Paper 2/25, “Alternative Life Capital: Supporting Innovation in the Life Insurance Sector,” which starts the PRA’s engagement with...more

Mitratech Holdings, Inc

Third‑Party AI: The Blind Spot in Governance

Ask any board if AI is on the agenda, and the answer is yes. Ask how confident they feel about their vendors’ use of AI, and the answer is less clear....more

Snell & Wilmer

Willful and Wanton Misconduct Not Exempt From the Economic Loss Rule in Colorado

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A recent Colorado Supreme Court decision further clarifies the scope of Colorado’s economic loss rule, which bars a party from pursuing tort claims when the alleged harm is purely economic and arises from a contractual...more

Foley Hoag LLP

CMS Announces ACCESS (Advancing Chronic Care with Effective, Scalable Solutions) Model

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Key Takeaways: The ACCESS Model1 tests an outcome-aligned payment (OAP) approach designed to give people with Original Medicare new options to improve their health and prevent and manage chronic disease with...more

Woodruff Sawyer

Can Shareholders Just Agree Not to Sue Directors and Officers?

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In recent years, you may have seen an apocryphal quote that says something like: “There are decades when nothing happens, and years when decades happen.” For the legal frameworks that matter to D&O litigation risk—federal...more

Conyers

AM Best Finalises Updates to its Cell Company Rating Criteria: What Changed and What it Means for SPCs

Conyers on

In our summer briefing we discussed global credit ratings agency AM Best’s proposal to overhaul how it rates cell company structures, including segregated portfolio companies (SPCs)....more

McDermott+

CMS releases 2027 policy and technical changes to Medicare Advantage and Part D proposed rule

McDermott+ on

On November 25, 2025, the Centers for Medicare & Medicaid Services (CMS) issued a proposed rule that puts forth policy and technical changes to the Medicare Advantage (MA) and Part D programs for 2027 and beyond....more

McDermott+

The 2027 MA and Part D proposed rule: What’s in and what’s out

McDermott+ on

Last week, right before you enjoyed your Thanksgiving feast, the Centers for Medicare & Medicaid Services (CMS) released a proposed rule that lays out policy and technical changes to the Medicare Advantage (MA) and Part D...more

Chartwell Law

New York Finalizes Uniform Hurricane Deductible Regulations

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In 2024, the New York State Legislature directed the Superintendent of the Department of Financial Services (“DFS”) to issue regulations establishing uniform standards for the operation of hurricane deductibles in homeowners’...more

Troutman Pepper Locke

Employee Benefits and Executive Compensation Preparing for 2026 – Mandatory Roth and Optional Super Catch-Up Contributions —...

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In this installment of our Employee Benefits and Executive Compensation Preparing For 2026 series, hosts Constance Brewster and Jeff Banish walk employers through the new rules on mandatory Roth catch-up contributions and the...more

Benesch

CMS Finalizes Mandatory Ambulatory Specialty Model for Heart Failure and Low Back Pain Specialists

Benesch on

On October 31, 2025, the Centers for Medicare & Medicaid Services (CMS) finalized the Ambulatory Specialty Model (ASM) in the CY 2026 Medicare Physician Fee Schedule (PFS) final rule. ...more

A&O Shearman

EIOPA Publishes New Q&A Under DORA

A&O Shearman on

The European Insurance and Occupational Pensions Authority (EIOPA) has published a Q&A under the Digital Operational Resilience Act (DORA) on the interpretation of Article 13 of Commission Delegated Regulation (EU) 2024/1774...more

Seyfarth Shaw LLP

Agencies Release 2026 Out-of-Pocket Limits and 2025 Limits for Health FSAs  

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Recently the IRS issued Rev. Proc. 2025-32 and 2025-61, announcing the cost-of-living adjustments to certain welfare and fringe benefit plan limits for 2026 and applicable dollar amounts for the remainder of 2025. 2026...more

Harris Beach Murtha PLLC

Reducing Seller Impersonation Fraud

Fraudulent transactions involving vacant properties are on the rise and are a significant source of claims for title insurance companies. While seller impersonation fraud may involve any type of real property, it is more...more

King & Spalding

CMS Issues CY 2026 Medicare Hospital Outpatient Prospective Payment System and Ambulatory Surgical Center Payment System Final...

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On November 21, 2025, CMS made available the Hospital Outpatient Prospective Payment System (OPPS) and the Medicare Ambulatory Surgical Center (ASC) payment system final rule for calendar year 2026 (the Final Rule). In the...more

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