When people ask me what being a 401(k) plan sponsor is like, I sometimes want to tell them: “It’s like being an NFL head coach.” You might laugh, but think about it. Both jobs are filled with high expectations, constant scrutiny, and the kind of responsibility that keeps you awake at night. Whether you’re standing on the sidelines of MetLife Stadium calling plays or sitting in a conference room reviewing plan fees, the similarities are striking. At the end of the day, you’re responsible for outcomes you can’t always fully control, but you’ll be judged on them anyway. Let’s break down the parallels.
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