Seventh Circuit Finds Bank's Response to RESPA Request "Almost Perfect" -

Perron v. J.P. Morgan Chase Bank, N.A., Case No. 15-cv-2206 (7th Cir. 2017) -

The United States Court of Appeals for the Seventh Circuit recently held that a mortgage servicer's response to a borrower's written request for information complied with the Federal Real Estate Settlement Procedure Act (RESPA). The Court opined that the servicer's response almost perfectly complied and that the borrowers suffered no actual damages and had no viable claim.