In This Issue:

- Recent Cases

..Dodd-Frank Prohibition on Yield Spread Premiums

..Dodd-Frank Prohibition on Arbitration

..Whistleblower Protection Under the Dodd-Frank Act

..Dodd-Frank Amendments to RESPA

..Dodd-Frank Amendment to Statute of Limitation for ECOA Claims

..CFPB Involvement in Litigation

- New & Developments

..Qualified Mortgage Rules Take Effect January 10, 2014

..CFPB Extends Comment Period for Debt Collection Proposed Rulemaking

..OCC Seeks Comment on Proposed Standards for Large Bank Risk Management

..CFPB Issues Updated Mortgage Origination Examination Procedures

..CFPB Issues Updated Mortgage Servicing Examination Procedures

..CFPB Revises Consumer Publications

..CFPB Adjusts Regulation C Asset-Size Exemption

..CFPB Issues Final Rule Adding Exemptions to Appraisal Rule

..CFPB Amends Definition of “Larger Participants” of Student Loan Servicing

..Social Media: Consumer Compliance Risk Management Guidance

..CFPB Amends Interpretations and Commentary to CLA and TILA Regulations

..CFPB Issues Mortgage Disclosure Forms

- Excerpt from Dodd-Frank Prohibition on Yield Spread Premiums:

CitiMortgage, Inc. v. Coolbeth, --- A.3d ---, 2013 WL 6448883 (Conn. Ct. App. Dec. 17, 2013)-

The Connecticut Court of Appeals recently found that the prohibition on yield spread premiums in the Dodd- Frank Act did not establish a per se violation for a fraud claim under the Connecticut Unfair Trade Practices Act (“CUTPA”).