The European Banking Authority has (EBA) published a final report on draft amendments to regulatory technical standards (RTS) on the content of resolution plans, the assessment of resolvability and the operational functioning of resolution colleges, under Delegated Regulation (EU) 2016/1075, adopted in accordance with the EU Bank Recovery and Resolution Directive. The changes were consulted on in August 2025, following which, the EBA confirms no material changes were made.
- For resolution plans the RTS include a rationalised plan structure aligned with planning process steps and eliminating duplication, and minimum essential information for plan summaries to improve consistency and transparency. Information on MREL is focused on institution-specific adjustments, aligned with the objective of including in the plan only the information that is directly relevant for the institution or group concerned, avoiding the inclusion of common and publicly disclosed MREL policy elements or calculations. The RTS now also requires a clearer set out of the rationale for the choice of the preferred and variant resolution strategies, to improve flexibility of resolution planning and increase optionality. The standards around resolvability assessments are reorganised along seven core dimensions, to promote the consistency and rationalisation of resolution plans. The RTS also specifies that the resolvability assessment should be based on the identified preferred and variant resolution strategies, providing a clear picture of the capacity of the institution or group to support the execution of the preferred and variant resolution strategies.
- For resolution colleges, the RTS simplify processes to reduce administrative burden, improve cooperation and information sharing among authorities and strengthen coordination for the implementation of resolution schemes.
The RTS will now be submitted to the European Commission for endorsement before scrutiny by the European Parliament and Council.
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