Election 2020 Snapshot: Helping our financial services clients make sense of the U.S. election results

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Brace for increased regulation of the financial services industry and federal enforcement under the Biden Administration with a focus on consumer protection and debt collection, discrimination in the housing and consumer credit markets, and climate change disclosure. If Republicans maintain control of the Senate, continued legislative gridlock will likely prevent new legislation that would broadly impact the industry except to perhaps extend mortgage forbearance programs and eviction moratoriums into 2021.

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DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

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