‘No good deed goes unpunished,’ it is said.
How about encouraging traditionally disadvantaged groups to apply for credit?
As long as such applicants are eligible for a certain loan product and all the origination rules and regulations are followed – and there is no predatory lending or fair lending violations! – why not encourage them to apply?
It seems fair to conjecture that such a disadvantaged group could be encouraged to apply for a loan.
Occasionally, a good deed hides in plain sight!