Expect Focus - ONLINE HEALTH CARE: NOT SO FAST Telemedicine Hits A Few Speed Bumps, Volume II, Spring 2015

In This Issue:

- IN THE SPOTLIGHT

• Risky Business: Common Cyber Security Risks, Expensive Consequences

- LIFE INSURANCE

• Ninth Circuit Finds Bonus Indexed Annuity Delivers Exactly What was Promised

• Litigation Finance on the Rise—But Questions Abound

• Appellate Courts + STOLI = Mixed Results

• A Tale of Two Annuities: Exchange of Variable for Fixed Annuity Integral in SLUSA Dismissal

• Statutory Accounting Fraud Under RICO

• Are Custodial Accounts Guaranteed a Guaranty?

• Federal Regulation of Fixed Equity Indexed Annuities Redux?

• $84 Million Settlement in Northwestern Mutual Annuity Class Case

• Sixth Circuit Holds No Disgorgement of Profits Based on Wrongfully Denied ERISA Disability Benefits

- SECURITIES

• Regulators Compose New Music for Broker-Dealers and Investment Advisers

• SEC Staff Ready to Recommend Variable Annuity Summary Prospectus

• Can “Bad Actors” Wave Goodbye to SEC Waivers?

• Still Threatened: Arbitration Clauses in Securities Customer Agreements

• SEC Extends Rule 482 Relief to Non-ERISA Retirement Plans

• Broker-Dealers File Suspiciously Few Suspicious Activity Reports

• After Omnicare: Opinion Statement Liability in SEC Registrations

• Department of Labor Proposal Would Fundamentally Alter Fiduciary Relationship

• SEC Puts Janus in its Place

- PROPERTY & CASUALTY

• Telematics and Usage-Based Insurance

• Florida Federal Court Limits First Party Bad Faith Claims

• Stretched for Resources, the IRS Sets Its Sights on Small Captive Insurers

- HEALTH CARE

• Providers Await Result on Affordable Care Act Challenge

• Telemedicine: Hitting a Few Speed Bumps

• A New Era of HIPAA Enforcement

- PRIVACY CORNER

• RadioShack’s Consumer Data: A Highly Scrutinized Asset

- CONSUMER FINANCE

• NYDFS Report Foreshadows New Cyber Security Regulations

• Eleventh Circuit: Enforcement of a Security Interest Is Not Debt Collection

• CFPB Continues Crackdown on Fair Lending: Marketing Materials Targeted

• Repeated Fax Blasts Cost Company $22 Million Judgment

- IP/TECHNOLOGY

• Cleared for Takeoff: Do You Need FCC Permission to Operate that Drone?

• The War Against Cyber Threats: President Obama Ups the Ante

• The Status of Business Method Patents

• State Regulation of Virtual Currency: A Recap

• Is a “YourBrand.sucks” Domain Name Worth $2,500 per Year?

- Excerpt from Risky Business: Common Cyber Security Risks, Expensive Consequences:

Large-scale data breaches have become increasingly common, bringing with them not only bad press and loss of customer goodwill, but serious monetary risk. New cyber security legislation enacted in multiple states, including Connecticut, Montana, and New Jersey, has also increased regulatory scrutiny and risk.

Please see full Newsletter below for more information.

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Written by:

Carlton Fields
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