FCA seeks views on mortgage sector competition

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FCA has launched a call for input on competition in the mortgage sector. FCA is interested in the range of factors that might affect competition in the provision of loans secured against a property, whether regulated or unregulated, including as a result of:

  • the regulatory regime (including changes introduced following the mortgage market review), and any other barriers to entry, expansion or innovation;
  • consumers’ ability to effectively access, assess and act on information about mortgage products and services; and
  • firms’ conduct and relationships.

The call for input closes on 18 December. (Source: FCA Seeks Views on Mortgage Sector Competition)

DISCLAIMER: Because of the generality of this update, the information provided herein may not be applicable in all situations and should not be acted upon without specific legal advice based on particular situations.

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