I grew up in the 1970s and 1980s. People may say that I’m a relic of the past. In my house, we were probably the last people to get a microwave oven and push button phone, to the point where my mother had to go to a pay phone down the block because my father’s pager couldn’t get a text from Rotary. Even as an adult, I might have been the last person to get an HDTV. That being said, you can certainly do without new technology (I do see people still with Nokia phones), but your 401(k) plan can’t be a relic and there might be provisions that might make it look like a relic.