Thanks to regulations requiring fee disclosure, media coverage, and a lot of litigation, 401(k) fees are still a huge topic for plan sponsors. Retirement plan providers talk about fees all the time because it’s a huge fiduciary concern and it’s a great marketing hook to get new 401(k) plan sponsor clients who are probably paying too much in fees. While focusing on fees is a great thing that 401(k) plan sponsors can do, focusing only on fees is an absolute mistake. The reason is that focusing only on fees may cause a plan sponsor to neglect the other issues that may affect the 401(k) plan and cause the plan sponsor pecuniary harm. So this article is all about the other issues that may be a threat to a 401(k) plan besides just fees.