I’m a movie fan especially a fan of movies from the 1970s. One genre of movies made famous during the 1970s was the disaster movie. The Poseidon Adventure, Airport, and The Towering Inferno led to a great successful genre until it was killed off by The Swarm, Beyond The Poseidon Adventure, and When Time Ran Out (all Irwin Allen productions by the way). Retirement plan sponsors cant afford to have their retirement plan become a disaster, especially when they are responsible to clean up the mess. This article is about disasters that a 401(k) plan can turn into and how to avoid it.