Many people who have been injured in an accident have expressed that the crash- although painful and frightening- is just the beginning. After that, there are hospital stays, doctor’s appointments, and physical therapy to deal with. Adjusting to life after the accident is complicated by ongoing pain and a seemingly ever-growing stack of medical bills, overshadowed by a sense of unease about what the insurance company is going to do next.
At Console & Associates, we’ve been dealing with insurance companies for 26 years, so take it from us: it is absolutely reasonable to be wary of your insurance company. One client’s insurer tried to deny her claim on a ludicrous technicality. If you have serious injuries or have suffered serious harm, you should work with a car accident lawyer: the stakes are too high for you to gamble that you’ll receive the compensation you deserve without one.
You should consider hiring a car accident lawyer if:
You have medical bills
Medical debt is a serious problem in the United States, even for people who have insurance. A report from the Kaiser Family Foundation found that 62% of people covered by health insurance still had problems paying medical bills. Bills for emergency care; X-rays, CAT scans, or other imaging studies; specialist opinions; and ongoing costs of physical therapy and rehabilitation pile up quickly. By letting an attorney handle your claim for you, you give yourself the best chance of having these bills covered.
Your claim involves more than one area of law
A car accident lawyer will also be able to advise you about the various different claims you may be able to pursue. Some examples of claims could include:
- An accident with a commercial vehicle or a drunk driver,
- Property Damage,
- Medical expenses,
- Lost wages,
- Disabilities, and/or injuries
The only way to know the types of claims that apply to your case with certainty is to ask a car accident lawyer.
You want to be certain that you’re getting the most compensation possible
There are a lot of misconceptions about what it’s like to work with a car accident lawyer. Some people are worried that hiring a lawyer will be too expensive.
Others assume that retaining a lawyer means they’ll have to go through a lengthy, drawn-out trial where they have to rehash the accident and its aftermath in an uncomfortable and time-consuming proceeding.
Overall, people who work with an attorney after being injured in an accident recover 3.5 times as much as people who do not hire a car accident lawyer. That’s because a car accident lawyer is uniquely positioned to advise you about all areas of law that apply to your case. We’ve been doing this long enough that we can identify a lowball settlement offer from a mile away, and we’re well practiced at getting the insurance companies to think again.
You want to focus on getting better
You didn’t deserve the accident or your injuries. You do deserve to put it behind you as quickly as possible.