People in the professional services industry (legal, financial, or accounting) have a propensity to make something sound more important than it is. Those folks think that by making something sound more important than it is, it might justify their high fees. I don’t have the issue because my fees are reasonable and I don’t bill by the hour, so I can afford to break down hard concepts into ideas that retirement plan sponsors can understand in managing their retirement plan. So to continue that trend, I am going to show you that there are just two things that will help a retirement plan sponsor avoid fiduciary liability; vigilance and finding the right plan providers. That’s it, no brain surgery. If you read this article and take the advice, you’ll have a great retirement plan and limited liability exposure as a plan fiduciary.