Did you ever buy a car and the dealer was trying to sell you things you didn’t really need like etched glass and under carriage treatments? Well, retirement plan sponsors are sold services that many times they really don’t need. The problem is that unlike the etched glass, plan sponsors really don’t whether a service for the retirement plan is necessary for their needs. As I often say, there isn’t a retirement plan solution that is appropriate for every plan sponsor out there. Everything that a retirement plan sponsor should get is something that actually fits their needs. This article is the many services offered for retirement plan and when plan sponsors should say no thanks.