There are three important rules of life in the Nelson Algren novel, A Walk on The Wild Side: “Never play cards with a man called Doc. Never eat at a place called Mom’s. Never sleep with a woman whose troubles are worse than your own.” When it comes to important rules of life for 401(k) plan sponsors, there isn’t much eloquence out there. There are quite a few retirement plan professionals out there that plan sponsors should avoid just like playing cards with a man called Doc. So this article is about which retirement plan professionals that you should avoid.