Too many plan sponsors would rather eat fish on an airplane flight than they would call an ERISA attorney. Calling an ERISA attorney is always an issue if you’ve ever received a legal bill and were charged by the hour. That’s why most of my billing is on a flat fee, but I still have trepidation from the plan sponsor being coaxed by the third party administrator (TPA) or financial advisor who referred me as if I was an actual dentist because dentists get a bum rap too. The point here is that while a plan sponsor may always fear a legal bill, they can’t ignore their retirement plan problems because it won’t go away. Surely, plan sponsors seriously need to call an ERISA attorney. I am serious and don’t call me Shirley.