Insurance professionals, risk managers, and counsel deal with it on a daily basis, plaintiffs' personal injury lawyers are driving and benefiting from it, consumers and policyholders are paying for it, litigation funders are financing it, and pundits are addressing it with greater frequency now. Although it has been around since the 1970s, it is looming much larger in recent years and has amped up since the pandemic. When coupled with economic inflation, it appears to be on steroids. It, of course, is social inflation and a civil justice system that, in some respects, is out of control.
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