On 23 September 2019 the U.S. Department of Education (ED) published final regulations concerning, among other things, "borrower defense to repayment" claims for federal student loans first disbursed on or after 1 July 2020, certain "triggering events" under ED's financial responsibility rules, disclosures related to predispute arbitration agreements and class action waivers, and closed-school discharges (the 2019 Final Rules).
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