Truck accidents are often catastrophic events. These accidents involve heavy vehicles that are typically hauling even heavier cargo loads. Although any road accident has the potential to cause serious injury, when large trucks traveling at highway speeds collide, jackknife, or overturn, there is an even greater potential for horrific, sometimes fatal, injuries to the occupants of other vehicles on the road.
According to statistics from the Federal Motor Carrier Safety Administration, there were approximately 503,000 police-reported crashes involving large trucks in 2022, 23% of which involved injuries.
What types of injuries can happen in a truck accident?
Injuries in a truck accident can vary from minor cuts and bruises to significant injuries and fatalities. In a truck accident, it is common to see more severe injuries or a higher number of injured victims due to the larger size and heavier weight of a truck and its cargo, or even the nature of the cargo, which may be hazardous. Truck accidents tend to occur at higher speeds because trucks typically travel on larger roads with higher speed limits. Common injuries in truck accidents include:
- Head injuries
- Brain trauma
- Fractures
- Lacerations
- Burns
- Bruising
- Internal injuries and bleeding
- Back and neck injuries
- Spinal cord injuries
- Whiplash
- Paralysis
- Emotional and psychological trauma
What should you do if you have been hurt in a truck accident?
If you have been hurt in an accident, whether as a driver or passenger, the most important thing is to get to safety and tend to any injuries.
Call 911 to alert the police and summon the fire services or an ambulance, if necessary. If you do not require an ambulance, seek medical attention promptly for any injuries. Even minor injuries can develop into major problems, leading to infection and scarring. Any medical reports and the police report will be important for any future insurance or legal claim related to the accident.
Gather evidence at the scene. Take photos or video, if you can safely do so, of the accident scene to document the position of the vehicles and the conditions at the time of the accident. Photos can also be a useful way to quickly record license plate numbers, insurance information, and other relevant details. Get contact details for any witnesses.
Get insurance and employer information from the truck driver. The truck driver should provide you with their contact details and insurance information, including the name of the insurance provider and the policy number. Often, truck accidents involve commercial vehicles, so you should also get contact details for the truck driver’s employer and/or transportation company. Sometimes, this information is displayed on the cab or body of the truck.
Do not admit fault. You should not admit any fault or liability at the scene of the accident or at any time before speaking to an experienced truck accident lawyer. You should not speak to any representatives of the trucking company or other involved parties, or their insurers, before getting legal advice. Any statements that you make could be used to reduce your entitlement to compensation for your injuries from an insurance company or in a lawsuit.
Talk to a truck accident attorney. It is essential to understand and protect your legal rights after a truck accident by consulting with an attorney at the earliest opportunity. Most attorneys, including the truck accident attorneys at Morris James, will offer you a free, no-obligation consultation to review your case.
Do you really need a lawyer if you have been hurt in a truck accident?
In short, yes. It is always advisable to get legal advice if you have been hurt in a road traffic accident, and it is essential in a truck accident. Any accident involving a truck has the potential to be more complex than other road traffic accidents because of the increased severity of injuries and the number of parties involved.
A car accident often only involves the driver and their personal auto insurance policy. However, a truck accident may involve the truck driver, their employer or hiring company, a trucking and transportation company, the cargo loaders and handlers, the truck manufacturer, the truck maintenance company, and the commercial insurers of any or all of these parties.
Each of these parties and their insurers will try to reduce their own exposure by shifting blame for the accident onto another party or onto you. It is especially risky for you if the parties have a business relationship that they want to continue. In such situations, it would be in their best interest to protect each other and try to shift the blame to you.
You should have a lawyer who understands the relationship between all of these parties, who will explain the law and your rights to you, and who will speak on your behalf to the other parties and their insurers.
Trucks that are involved in interstate commerce are subject to federal regulations.
The Federal Motor Carrier Safety Administration issues and enforces safety regulations for commercial vehicles that are operating interstate, which regulate driving hours, driver physicals, safety inspections, and vehicle maintenance schedules. Drivers and trucking companies are required to keep detailed records of driving hours and maintenance. These regulations are complex and may be crucial in a truck accident claim. If a driver has not taken the legally mandated driving breaks or a truck has not been maintained in accordance with federal regulations, the driver or trucking company is more likely to be considered at least partly at fault in the accident. It is advisable to have the advice of an experienced truck accident lawyer who understands the state and federal laws that are relevant to your claim.
Businesses and insurers that are involved in a truck accident will almost always offer an unrepresented victim less compensation than a victim who has a lawyer.
Truck drivers and trucking companies are required by law to carry insurance that typically has higher coverage amounts than a standard auto insurance policy. Large businesses and insurers will have their own lawyers, legal departments, and substantial resources to handle accidents and claims. On the other hand, unrepresented victims are sometimes unaware of all the types of compensation to which they are entitled by law, or they underestimate their expenses.
An experienced truck accident lawyer will ensure that you do not overlook or undervalue your expenses and help to maximize your compensation. Your compensation as an injured victim in a truck accident should include:
- Medical expenses
- Future medical expenses
- Lost wages and future lost earnings
- Pain and suffering (non-economic damages)
Calculating these expenses requires more than just gathering doctor bills (though that is a very important step.)
It requires estimating and calculating all the harm caused to you by the accident, including how much your care may cost in the future, how much your ability to earn a living will be affected by your injuries, and attempting to put a dollar amount on your emotional trauma.
Non-economic damages are particularly difficult for a victim to value. These can include physical and psychological damage caused by the accident, physical discomfort, fear, anxiety, insomnia, and loss of enjoyment of life. The amount of these damages will be affected by your lifestyle before and after the accident, the length of your recovery, and, if you go to trial, by what a jury thinks is reasonable.
You deserve and need the knowledge and skill of a truck accident attorney to ensure that you are properly compensated and can afford to pay your bills into the future.
There is no risk in talking to a lawyer
If you have been injured in a truck accident, you will likely have many questions. A lawyer can answer many of these for you. Most lawyers will discuss your case with you before you have to make any commitment to them. They will listen to your story, and explain your rights and how their fees are paid.
Many attorneys will take your case on a contingency, or “no-win-no-fee,” basis, which means that their fees are paid out of any compensation or settlement that you receive. You only have to pay their fees if you receive compensation or a settlement.
If you have been hurt in an accident, whether as a driver or passenger, the most important thing is to get to safety and tend to any injuries.
