This Article first appeared in The Journal Record, October 30, 2008.

Disclaimer: I hate to start a column with a lawyer-like disclaimer. But I am one, so here it is: The recent financial crisis, along with the subsequent government bailout, has already impacted our nation’s banking and financial systems, and it will likely have ongoing effects for years to come. Government insurance is only a part of the equation in deciding when, where and how to invest. Before making any investment decisions, check with your counsel and financial and tax advisers.

In this period of financial turmoil, consumers and businesses are justifiably concerned not only about their market investments and retirement savings, but also about the safety of their money in banks and savings and loan associations insured by the Federal Deposit Insurance Corporation. While the markets continue to take investors on a rollercoaster ride, the country’s FDIC insurance program remains solid.

Article authored by McAfee & Taft attorney: Robert T. Luttrell, III.

Please see full article for more information.