Malcolm Ruthven

4040 Civic Center Dr. Suite 200
San Rafael, CA 94903, United States
Phone: 415-342-4666
Fax: 415-869-6645
Areas of Practice
  • Bankruptcy

Family farmers get a break (Chapter 12 bankruptcy)

Family farmers who need Chapter 12 bankruptcy thought they were getting a break in 2005 with the new bankruptcy laws. But the U.S. Supreme Court interpreted a poorly-written part of that law to take away that break. They've now…more
 /  Agriculture, Bankruptcy

Am I liable for my spouse's debts in California?

I'm often asked if someone is liable for their husband's (or wife's) debts. The short answer is "No". Let's explore the rest of the answer…more
 /  Bankruptcy

Too much money to file bankruptcy? Here's how to fix that.

Are you in the fortunate situation of having too much money to file bankruptcy? Let's see how you can fix that…more
 /  Bankruptcy

If I file bankruptcy, will I lose the things I own?

The short answers are "probably not" and "it depends". Let's expand on those short answers…more
 /  Bankruptcy

Should I take a loan from my 401(k) to pay my credit cards?

Should I take a loan from my 401(k) to pay my credit cards? "NO", and let me count the reasons!…more
 /  Bankruptcy, Finance & Banking

Bankruptcy May Be Your First and Best Option

People often believe that filing bankruptcy is so bad that you should do it only as a last resort, but for many people nothing could be further from the truth. Why do I say that?…more
 /  Bankruptcy

Can I keep my house and car if I file bankruptcy?

Can you can keep your house and car if you file bankruptcy? The short answer is usually "Yes", if you keep making the payments. Let's look at the longer answer…more
 /  Bankruptcy, Finance & Banking

How Often Can I File Bankruptcy?

I'm often asked if someone can file bankruptcy if they've done that before, or how often they can file bankruptcy. You can actually file bankruptcy at any time, but you won't get rid of ("discharge") your debts unless you meet…more
 /  Bankruptcy

Will bankruptcy stop a foreclosure?

"My house is about to be foreclosed. Will bankruptcy stop that?" I'm often asked that question. The answer is probably "yes", but let's look at a "no" answer first…more
 /  Bankruptcy, Real Estate - Residential

Bankruptcy Might Save Your Life

A study found that the bankruptcy code is an incredibly effective social insurance policy. See more..…more
 /  Bankruptcy

Can I get rid of payday loans by filing bankruptcy?

I'm often asked if someone can get rid of payday loans by filing bankruptcy. Let's take a look at this…more
 /  Bankruptcy

What are Bankruptcy Exemptions and why are they important?

During my first consultation with new people, I explain this very important subject of "exemptions". Let's see what exemptions are and why they're important…more
 /  Bankruptcy

File bankruptcy without a lawyer? Only at your peril!

Some people file bankruptcy without an experienced bankruptcy lawyer. What are they risking? Let's take a good look…more
 /  Bankruptcy

Why NOT to reaffirm a mortgage in bankruptcy!

More than one past client has called me to complain that their mortgage holder wasn't reporting their house mortgage payments to credit reporting agencies, and would not unless they reaffirmed their mortgage loan. What's that…more
 /  Bankruptcy, Finance & Banking, Real Estate - Residential

What's the kind of bankruptcy where you don't have to pay for your house and your car?

Someone asked that recently, saying that's the kind they wanted. Sorry, but there isn't a bankruptcy like that. If you don't make the payments on your house or car, bankruptcy or not, you'll lose that house or car. BUT, read on…more
 /  Bankruptcy
Showing 1-15 of 167 Results
View per page
Page: of 12
This profile may constitute attorney advertising. Prior results do not guarantee a similar outcome. Any correspondence with this profile holder does not constitute a client/attorney relationship. Neither the content on this profile nor transmissions between you and the profile holder through this profile are intended to provide legal or other advice or to create an attorney-client relationship.

"My best business intelligence,
in one easy email…"

Your first step to building a free, personalized, morning email brief covering pertinent authors and topics on JD Supra:
Sign up using*

Already signed up? Log in here

*By using the service, you signify your acceptance of JD Supra's Privacy Policy.
*With LinkedIn, you don't need to create a separate login to manage your free JD Supra account, and we can make suggestions based on your needs and interests. We will not post anything on LinkedIn in your name. Or, sign up using your email address.