News & Analysis as of

Consumer Financial Protection Act

Cozen O'Connor

Bank In CFPB Crosshairs For Allegedly Failing To Properly Manage And Respond To Customer Credit Card Disputes

by Cozen O'Connor on

Consumer Financial Protection Bureau- Bank in CFPB Crosshairs for Allegedly Failing to Properly Manage and Respond to Customer Credit Card Disputes- The Consumer Financial Protection Bureau (“CFPB”) sued Citizens Bank,...more

Goodwin

CFPB Files Suit Against National Bank for Alleged TILA Violations

by Goodwin on

On January 30, 2020, the CFPB filed a complaint against a national bank in the U.S. District Court for the District of Rhode Island. The complaint alleges that the bank violated the Truth in Lending Act (TILA), 15 U.S.C. §...more

Weiner Brodsky Kider PC

Senators Seek IG Investigation of CFPB Consumer Restitution

by Weiner Brodsky Kider PC on

A group of 15 U.S. Senators has sent a letter to the Federal Reserve’s Inspector General, calling for an investigation of allegedly inadequate CFPB settlements that provided “limited or no restitution to harmed consumers.” ...more

Weiner Brodsky Kider PC

CFPB Sues Mortgage and Student Loan Debt Relief Companies and Individuals for Misrepresentations and Improper Use of Credit...

by Weiner Brodsky Kider PC on

The CFPB recently filed a complaint in the U.S. District Court for the Central District of California against multiple companies and individuals alleging the parties violated the CFPA, Telemarketing Sales Rule, and Fair...more

Ballard Spahr LLP

CFPB files lawsuit against companies and individuals involved in offering student debt relief services

by Ballard Spahr LLP on

The CFPB filed a complaint last week in a California federal district court against several companies and individuals involved in offering student loan debt relief services for allegedly obtaining consumer reports unlawfully,...more

Weiner Brodsky Kider PC

CFPB Enters Consent Orders with Military Travel Lender and Servicer for Undisclosed or Overcharged Fees, False Rate Quotes, and...

by Weiner Brodsky Kider PC on

The CFPB entered into consent orders with a lender and a servicer of military travel loans due to failures to disclose fees, false rate quotes, overcharges for fees, and failures to have adequate policies and procedures for...more

Ballard Spahr LLP

CFPB files amicus brief in Maryland Court of Appeals seeking rejection of class action settlement

by Ballard Spahr LLP on

The CFPB has filed an amicus brief in the Maryland Court of Appeals urging the court to affirm the decision of the Court of Special Appeals reversing the trial court’s approval of a settlement agreement in a class action...more

Weiner Brodsky Kider PC

CFPB and State AGs Sue Student Loan Debt Relief Companies

by Weiner Brodsky Kider PC on

The CFPB and the Attorneys General of California, Minnesota, and North Carolina recently filed a complaint in the U.S. District Court for the Central District of California, against a group of related debt relief companies,...more

Ballard Spahr LLP

CFPB files opposition to All American Check Cashing’s cert petition; All American replies

by Ballard Spahr LLP on

Although the CFPB now agrees that its structure is unconstitutional, it has filed a brief opposing the Petition for a Writ of Certiorari Before Judgment filed by All American Check Cashing with the U.S. Supreme Court.  All...more

Arent Fox

Damages Under Dodd-Frank: Federal Court Awards CFPB $59 Million in Unprecedented Penalties and Restitution Analysis

by Arent Fox on

So much to say, so little time. Historically groundbreaking, a federal court in Madison, Wisconsin engaged in the most robust, methodical damages analysis under the Consumer Financial Protection Act, found in Title X of the...more

Ballard Spahr LLP

Second Circuit adjourns oral argument in RD Legal

by Ballard Spahr LLP on

In CFPB and People of the State of New York v. RD Legal, the CFPB and NYAG appealed to the Second Circuit from the district court’s decision holding the CFPB’s structure is unconstitutional and striking all of Title 10 of...more

Ballard Spahr LLP

CFPB and states file action against student loan debt relief companies and individual owners and managers

by Ballard Spahr LLP on

The CFPB, joined by the Minnesota Attorney General’s Office, North Carolina Department of Justice, and the Los Angeles City Attorney, filed a lawsuit in the U.S. District Court for the Central District of California against...more

Ballard Spahr LLP

Fifth Circuit clarifies scope of Dec. 4 oral argument in All American Check Cashing

by Ballard Spahr LLP on

With the Fifth Circuit having already heard oral argument in March 2019 in All American Check Cashing’s interlocutory appeal from the district court’s ruling upholding the CFPB’s constitutionality, it is not surprising that...more

Ballard Spahr LLP

Fifth Circuit sets Dec. 4 oral argument date in All American Check Cashing

by Ballard Spahr LLP on

All American Check Cashing’s interlocutory appeal from the district court’s ruling upholding the CFPB’s constitutionality has been calendared for oral argument before a Fifth Circuit panel on December 4, 2019....more

Ballard Spahr LLP

Ninth Circuit puts hold on CashCall appeal pending SCOTUS decision in Seila Law; CFPB asks Second Circuit to adjourn oral argument...

by Ballard Spahr LLP on

As expected, the U.S. Supreme Court’s grant of Seila Law’s cert petition is impacting other cases in which the CFPB’s constitutionality has also been challenged. ...more

Weiner Brodsky Kider PC

CFPB Files Complaint Against Debt Collector and its Owner for Alleged Violations of CFPA, FCRA and FDCPA

by Weiner Brodsky Kider PC on

The CFPB recently sued a multi-housing industry debt-collection company and its affiliated entities in the U.S. District Court of Maryland for alleged violations of the CFPA, FCRA, Regulation V, and the FDCPA.  The company’s...more

Arent Fox

A Common Thread in 2019 CFPB Enforcement Activity: Denials of Petitions to Set Aside CIDs

by Arent Fox on

As promised, we return now to provide an overview of the CFPB’s petition activity for the year to-date. In addition to the Bank of America (BofA) petition denial we discussed last month, the CFPB has issued a series of...more

Manatt, Phelps & Phillips, LLP

CFPB News: Self-Inflicted Wounds on Constitutionality and Other Developments

Is the CFPB putting its own prior conduct at risk? Over the last few weeks at the Consumer Financial Protection Bureau (CFPB or Bureau), Director Kathleen Kraninger herself declared the structure of the CFPB unconstitutional,...more

Ballard Spahr LLP

CFPB issues Spring 2019 semi-annual report; Director Kraninger to appear before House Financial Services Committee on Oct. 16 and...

by Ballard Spahr LLP on

CFPB recently issued its Spring 2019 Semi-Annual Report to Congress covering the period October 1, 2018 through March 31, 2019. The report represents the CFPB’s second semi-annual report under Director Kraninger’s...more

Weiner Brodsky Kider PC

CFPB Files Complaint Against Company for Alleged Misrepresentations to Consumers in Violation of Regulation O and CFPA

by Weiner Brodsky Kider PC on

The CFPB recently filed a Complaint against a company, its president and CEO, and an auditor, for alleged violations of Regulation O and the Consumer Financial Protection Act.  The company provides financial advisory and...more

Ballard Spahr LLP

CFPB continues to target pension advance products structured as purchases

by Ballard Spahr LLP on

The CFPB and the South Carolina Department of Consumer Affairs have filed a lawsuit in federal district court in South Carolina against two companies and their individual owner that alleges the defendants violated the...more

Ballard Spahr LLP

CFPB files lawsuit against debt collector and CEO for alleged FCRA, FDCPA, CFPA violations

by Ballard Spahr LLP on

On September 25, 2019, the CFPB filed a lawsuit in federal district court in Maryland against Maryland-based debt collector FCO Holding, Inc. (“FCO”), its various subsidiaries and Michael E. Sobota, the CEO, president,...more

Alston & Bird

CFPB Changes Tack on For-Cause Removal Provision

by Alston & Bird on

A&B ABstract: In a reversal of its previous position on the issue, the CFPB publicly asserted last month in two separate venues that the for-cause removal provision of the Consumer Financial Protection Act is...more

Bryan Cave Leighton Paisner

CFPB September 2019 Roundup

by Bryan Cave Leighton Paisner on

Enforcement, Innovation, Consumer Data and Unconstitutionality - Director Kraninger and the Consumer Financial Protection Bureau have been busy this month. Summer is over, and back to school it is. In addition to...more

Manatt, Phelps & Phillips, LLP

CFPB News: Supervisory Highlights, New Network and Policies Push Innovation and Other Developments

In Consumer Financial Protection Bureau (CFPB) news, the CFPB published its Summer 2019 supervisory highlights, and focused on auto loan originations, credit card account management, debt collection, credit furnishing and...more

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Updated: May 25, 2018:

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Privacy Officer
JD Supra, LLC
10 Liberty Ship Way, Suite 300
Sausalito, California 94965

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Privacy Officer
JD Supra, LLC
10 Liberty Ship Way, Suite 300
Sausalito, California 94965

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