The coronavirus has quickly spurred significant changes in most people’s daily lives and routines. In light of the widespread closure of public places and a growing number of safer-at-home orders, nearly everyone has found...more
4/1/2020
/ Business Closures ,
Business Interruption ,
Coronavirus/COVID-19 ,
Financial Distress ,
Infectious Diseases ,
Insurance Claims ,
Insurance Industry ,
Operators of Essential Services ,
Property Damage ,
Property Insurance ,
Public Health ,
Relief Measures ,
Social Distancing ,
State of Emergency
It happens all the time – a water leak in a house or other building goes unnoticed for some period of time, and then mold appears. Insurance policies generally provide coverage to repair water damage, provided other policy...more
12/17/2019
/ Denial of Insurance Coverage ,
Homeowner's Insurance ,
Homeowners ,
Insurance Industry ,
Insurance Litigation ,
Policy Exclusions ,
Policy Terms ,
Property Damage ,
Property Insurance ,
Property Owners ,
Toxic Mold
Although commonly used in insurance policies, the term “ structural damage ” is typically an undefined term, leaving it to insurers, insureds, and sometimes the courts to define. In Florida, federal district courts had come...more