Audrey Wisotsky

Audrey Wisotsky

Pepper Hamilton LLP

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CFPB Issues Final Mortgage Servicing Rules

On January 17, 2013, the Consumer Financial Protection Bureau (CFPB) issued two final servicing rules that amend and add new provisions to the Truth in Lending Act and the Real Estate Settlement Procedures Act (Rules), as...more

2/7/2013 - Adjustable-Rate Mortgage CFPB Delinquent Borrowers Dodd-Frank Loss Mitigation Mortgage Loan Servicing Standards RESPA TILA

CFPB Issues Final Ability To Repay Rule And ‘Qualified Mortgage’ Standard

On January 10, the Consumer Financial Protection Bureau (CFPB) issued a final rule, as mandated by provisions of the Dodd-Frank Wall Street Reform and Consumer Protection Act (DFA), which requires mortgage lenders to consider...more

1/14/2013 - Ability-to-Repay Borrowers CFPB Dodd-Frank Loans Qualified Mortgage Rule Underwriting

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