Bernard Russell

Bernard Russell

Davis Wright Tremaine LLP

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Increased Risk for Buyers of Credit Card Loans

Third party debt buyers may face increased threat of state-law class action lawsuits after a recent Second Circuit ruling prohibiting such debt buyers from invoking federal preemption defenses under the National Bank Act to...more

7/16/2015 - Bank of America Banking Sector Banks Class Action Credit Cards Debt Debt Buyers FDCPA FDIC Financial Institutions Lenders Loans Midland Funding National Bank Act Preemption Usury

Culture Shock: A Retailer’s Initial Lending Program With a Bank

Many retailers and OEMs have engaged banks to provide private-label credit to their individual and small-business customers, or have joined with banks in offering them cobranded general-purpose credit. Many other...more

12/6/2013 - Banks Lending OEM Retailers Small Business

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