In Joseph Silence v. Shane T. Betts No. 1 CA-CV 23-0178, the Arizona Court of Appeals affirmed Maricopa County’s Superior Court’s decision and clarified how Proposition 209’s Savings Clause applies to garnished wages before...more
When a creditor obtains an Arizona judgment, the first task the Judgment Creditor usually completes is recording the Judgment with the appropriate Arizona County Recorder’s Office, being sure to include a Judgment Debtor...more
The Fair Debt Collection Practices Act (“FDCPA”) is a federal law that establishes protection for consumers from abusive debt collection practices. The FDCPA covers debt used for “personal, family, or household purposes”...more
There has been a good amount of commentary regarding Arizona House Bill 2617, which amends the Arizona Homestead Statute, and related statutes, effective January 1, 2022. Despite what appears to be the consensus, the Bill is...more
10/12/2021
/ Amended Legislation ,
Arizona ,
Consumer Bankruptcy ,
Creditors ,
Debtors ,
Home Equity ,
Homeowners ,
Homestead Exemption ,
Homesteads ,
Judgment Liens ,
Mortgage Lenders ,
Property Owners
1. Make sure you have what you need from the start -
Take advantage of all information needed to collect at the time the loan is made or the services are provided, including obtaining a security interest in collateral....more
Credit scores are important and frequently determine interest rates and can even impact insurance rates. For many years, judgment creditors could enforce their judgments in a variety of ways. Prior to 2017, judgment creditors...more
3/31/2021
/ Consumer Financial Protection Bureau (CFPB) ,
Credit Reporting Agencies ,
Credit Reports ,
Credit Scores ,
Debt Collection ,
Debt Collectors ,
Debtors ,
Enforcement Actions ,
Judgment Creditors ,
Public Records ,
Settlement Agreements ,
State Attorneys General