Jennifer M. Keas

Jennifer M. Keas

Foley & Lardner LLP

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Latest Posts › Ability-to-Repay


CFPB Continues to Finalize Elements of “Points and Fees” Test as Implementation Date Draws Closer

The CFPB’s final ability-to-repay rule (Rule), issued January 10, 2013, implements Dodd-Frank mortgage reforms requiring creditors to make good faith determination that a consumer has reasonable ability to repay his or her...more

7/19/2013 - Ability-to-Repay CFPB Compliance Creditors Dodd-Frank Good Faith New Regulations

CFPB Proposes Amendments to New Final Ability-to-Repay Rule, Solicits Comment on Calculating Loan Originator Compensation

On January 10, 2013, the CFPB issued its final ability-to-repay rule (Rule), which implements Dodd-Frank mortgage reforms requiring creditors to make a reasonable and good faith determination that a consumer will have a...more

1/28/2013 - Ability-to-Repay CFPB Dodd-Frank Mortgage Loan Originators Mortgages Qualified Mortgage Rule Truth in Lending Act (TILA)

Final Rule Issued on Ability-to-Repay/Qualified Mortgages

The Consumer Financial Protection Bureau (CFPB) issued its final ability to repay rule (Rule) on January 10, 2013. The Rule implements ability-to-repay provisions of the Dodd-Frank Act, which imposed strict underwriting...more

1/15/2013 - Ability-to-Repay Borrowers Dodd-Frank Lenders Loans Mortgages Penalties Qualified Mortgage Rule Rebuttable Presumptions Safe Harbors Truth in Lending Act (TILA) Underwriting

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