Jennifer M. Keas

Jennifer M. Keas

Foley & Lardner LLP

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Latest Posts › Safe Harbors


A Response to the CFPB’S Recent Compliance Bulletin on MSAs

On October 8, 2015, the Consumer Financial Protection Bureau (CFPB or Bureau) issued a Compliance Bulletin on RESPA Compliance and Marketing Services Agreements (“MSAs”)(“Compliance Bulletin”).  The Compliance Bulletin’s...more

10/20/2015 - Affiliated-Business Arrangements CFPB Disclosure Requirements Enforcement Actions Kickbacks Marketing Marketing Services Agreements Quid Pro Quo Referral Fees RESPA Safe Harbors

Final Rule Issued on Ability-to-Repay/Qualified Mortgages

The Consumer Financial Protection Bureau (CFPB) issued its final ability to repay rule (Rule) on January 10, 2013. The Rule implements ability-to-repay provisions of the Dodd-Frank Act, which imposed strict underwriting...more

1/15/2013 - Ability-to-Repay Borrowers Dodd-Frank Lenders Loans Mortgages Penalties Qualified Mortgage Rule Rebuttable Presumptions Safe Harbors Truth in Lending Act (TILA) Underwriting

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