A victory was obtained in the case of Melcorp, Inc. v. West American Ins. Co., No. 21-2448 (7th Cir. June 8, 2022). The Seventh Circuit affirmed yet another trial court decision in favor of an insurer on a Covid-19 business...more
6/23/2022
/ Business Interruption ,
Business Losses ,
Commercial Insurance Policies ,
Coronavirus/COVID-19 ,
Critical Infrastructure Sectors ,
Denial of Insurance Coverage ,
Deprivation of Property ,
Government Shutdown ,
Infectious Diseases ,
Insurance Claims ,
Insurance Litigation ,
Judgment on the Pleadings ,
Loss of Use ,
Restaurant Industry
Hail damage is so typical in Texas that Chapter 542A of the Texas Insurance Code is known as the “Hail Bill.”
Texas follows the concurrent cause doctrine. As the Texas Supreme Court held in Lyons v. Millers Casualty...more
10/12/2021
/ Commercial Insurance Policies ,
Commercial Property Owners ,
Concurrent Causation ,
Denial of Insurance Coverage ,
Insurance Claims ,
Insurance Litigation ,
Policy Exclusions ,
Policy Terms ,
Property Damage ,
Property Insurance ,
Severe Weather
Property policies typically include an exclusion for loss caused by or resulting from earth movement. Some insurers will provide coverage for earth movement, but that coverage will usually have a sub-limit. For years,...more