In This Presentation:
- The Qualified Mortgage (QM) Rule
- Small Creditor QM Proposal
- The Ability-to-Repay (ATR) Rule: What It Says and What It Means
- Liability for Failure to Comply with the ATR and QM...more
4/16/2013
/ Ability-to-Repay ,
Consumer Financial Protection Bureau (CFPB) ,
Disparate Impact ,
Fair Lending ,
HUD ,
Lenders ,
Loans ,
Mortgages ,
Qualified Mortgage Rule ,
Safe Harbors ,
Underwriting
Originally published in BNA’s Banking Report, 100 BBR 617 on 04/02/2013.
Overall Trends & Outlook -
In 2012, the federal banking agencies, including the Federal Deposit Insurance Corporation (‘‘FDIC’’), Office...more
4/4/2013
/ Anti-Money Laundering ,
Consumer Financial Protection Bureau (CFPB) ,
Enforcement Actions ,
Fair Credit Reporting Act (FCRA) ,
Fair Lending ,
FDIC ,
FinCEN ,
Mortgage Reform ,
OCC ,
Office of Foreign Assets Control (OFAC) ,
Unfair or Deceptive Trade Practices