Winter, spring, summer, fire season, and fall – as Californians, we have all become accustomed to a fifth season – fire season. Even worse, fire season was once confined to just a few months, but now is a threat for most of...more
9/20/2022
/ Agricultural Sector ,
Crop Insurance ,
Crops ,
Fire Insurance ,
Insurance Agents ,
Insurance Brokers ,
Insurance Industry ,
Property Insurance ,
Wildfires ,
Wine & Alcohol ,
Wineries
Smoke taint has dominated the worries of the California wine industry recent years. With unsettled climate conditions and continued droughts, there is no reason to think that smoke taint will not continue to be a significant...more
10/28/2021
/ Contract Negotiations ,
Crop Insurance ,
Crops ,
Fire Damage ,
Insurance Claims ,
Insurance Contracts ,
Insurance Industry ,
Property Damage ,
Property Insurance ,
Risk Mitigation ,
Wine & Alcohol ,
Wineries
Recent wildfires in California Wine Country, particularly those that devastated parts of Napa and Sonoma counties in October 2017, have focused attention on whether insurance covers smoke taint damage to grapes and...more
2/4/2020
/ Agricultural Sector ,
Commercial General Liability Policies ,
Crop Insurance ,
Crops ,
Denial of Insurance Coverage ,
Insurance Industry ,
Policy Exclusions ,
Property Damage ,
Property Insurance ,
Wildfires ,
Wine & Alcohol ,
Wineries
In the internet of things (IoT), new opportunities for efficiency continually bring new cyber risk. If a device in your winery or vineyard connects to the internet, it is vulnerable. And so is the rest of the system connected...more
5/2/2017
/ Business Interruption ,
Credit Cards ,
Cyber Attacks ,
Cyber Insurance ,
Cyber Threats ,
Internet of Things ,
PCI-DSS Standard ,
Popular ,
Ransomware ,
Wine & Alcohol ,
Wineries
When asked who should buy cyber insurance, one expert responded, “more companies than realize it.” The truth is, almost every company in the country collects its customers’ or its employees’ Personally Identifiable...more