It is undeniable that the rate of bankruptcy filings in the country has skyrocketed. The reasons are obvious – the bad economy, loss of jobs, spiraling costs of services like healthcare, inflation, mounting debts, the credit squeeze, the list goes on.

If you are facing similar problems, look no further than bankruptcy for a solution. Bankruptcy is a provision under the bankruptcy code that protects you from the harassment of creditors, eliminates your debts or allows you to repay them over an extended period of up to five years. It is a right that you should claim. You do not have to suffer the constant threats, encroachment on your property, wastage of your time imposed on your by your creditors – financial institutions, individuals, the IRS etc – once you file for bankruptcy protection.

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