Beware of Bankruptcy through Online Identity Theft

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You might be surprised that identity theft can lead to bankruptcy. In fact, every year millions of Americans are cheated out of approximately $500 million through credit card fraud. This amount is substantial enough to be a wake-up call for everyone to be careful not to be taken in by the online scammers who use devious ways to siphon your personal financial details.

Although you may have heard this before, it does no harm to be reminded again. If you receive an email from an unknown sender, do not open it or click on any attachment. Some emails can appear very genuine, as though they are from a bank or credit card company but they have been expertly crafted by scammers to look like the real thing. Also, do not divulge your financial details like your credit card number or bank account number online or in response to an email. If you suspect an email is fraudulent, report it to the relevant authorities like the FTC or IRS.

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