The CFPB published its semi-annual update of its rulemaking agenda. The rulemaking agenda includes rulemaking actions in the pre-rule, proposed rule and final rule states, as well as long term actions and completed actions. According to the rulemaking agenda, the CFPB plans to issue rules in the mortgage space, including amendments to the Home Mortgage Disclosure Act and Regulation C, the implementing regulation for HMDA, further amendments to Regulations X and Z, rules defining “larger participants” in the auto lending markets and the international money transfer market, rules regarding debt collection, loans and deposit advance products, consumer overdraft products and prepaid cards, among other rules.
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