In This Issue:

- Recent Cases

..CFTC Jurisdiction Under the Commodity Exchange Act

..Dodd-Frank Amendment to the TILA

..Preemption

..Say-On-Pay Voting

..Pre-Dispute Arbitration Agreements

..Whistleblower Protection Under the Dodd-Frank Act

- News & Developments

..CFPB Issues Final Rule Amending Regulation E of EFTA

..Agencies Issue Guidance on Leveraged Lending

..CFPB Reveals Discriminatory Auto Lending Practices

..CFPB Releases Annual Report on FDCPA

..House Agriculture Committee Approves Dodd-Frank Legislation

..Federal Reserve Approves Capital Plans of Major Financial Institutions

..Senate Introduces Jumpstart GSE Reform Act

..CFPB to Hold Field Hearing on Consumer Complaint Database

..Fannie Mae, Freddie Mac, and Federal Home Loan Banks Face Considerable Risk of Loss

..OCC Requests Comments on Bank Stress Test Proposal

..Federal Reserve Does Not Plan to Change Debit Card Fee Limit

..Freddie Mac Reports Profits in 2012

..Federal Reserve Extends Comment Period on Foreign Bank Prudential Standards

..CFPB Outlines Plan for Implementation of New Mortgage Rules

..CFPB to Scrutinize Loan Transferring Practices

..FTC Issues Study on U.S. Credit Reporting Industry

..HUD Issues Standard on Discriminatory Effects in Housing

..CFPB Issues Final Rule on Loan Originator Compensation

- Excerpt from CFTC Jurisdiction Under the Commodity Exchange Act:

The Commodity Futures Trading Commission (“CFTC”) filed suit against holding companies, telemarketing firms, and others alleging violations of the Commodities Exchange Act (“CEA”). The CFTC moved for a preliminary injunction seeking to enjoin defendants from further violating the CEA, freeze their assets, require an accounting, appoint a receiver, and inspect the defendants’ books and records.