Dodd-Frank Wall Street Reform and Consumer Protection Act


Dodd-Frank Wall Street Reform and Consumer Protection Act Makes Changes to the Federal Protecting Tenants at Foreclosure Act of 2009

On July 21, 2010, the President signed the federal Wall Street Reform and Consumer Protection Act into law. The voluminous law is otherwise known as the “Dodd-Frank” legislation. Dodd-Frank makes certain amendments to the "Protecting Tenants at Foreclosure Act of 2009" (the “Tenants Protection Act”), which affects post-foreclosure eviction procedures. The amendments to the Tenants Protection Act found in Dodd-Frank were effective on July 21, 2010.

The Tenants Protection Act was enacted as part of the “Helping Families Save Their Homes Act of 2009”. It provides protections to bona fide tenants in foreclosed properties where the foreclosed mortgage is a “federally related mortgage loan” (a very broad category of mortgage loans as defined in the federal Real Estate Settlement Procedures Act (“RESPA”)).

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