As the recession continues to take its toll, it is not uncommon for many home owners to try to renegotiate the terms of their loans. The main federal agencies responsible for regulating the loan modification and foreclosure alternative industry are the Treasury Department and Federal Trade Commission. The Treasury and FTC are now in collaboration with the Consumer Financial Protection Bureau to inform homeowners about realistic modification alternatives and how to spot scams.
Sadly, there have been many so-called home loan relief companies that have preyed upon unsuspecting and ignorant home owners. Here are some tips issued by the Consumer Financial Protection Bureau, the Treasury and FTC...
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