Traffic accidents can happen in the blink of an eye. You may see it just before it happens and not have time to react, or you may not be aware at all you’re about to be involved in a collision.
After you have been hit and consulted the police, and filed a claim with your insurance company, it’s time to pick up the pieces and move on and move forward with your life. In serious accidents, this includes finding interim transportation, repairing your vehicle, and most importantly, getting healthy and back on your feet. But when the bills begin to roll in, you may be left wondering when someone else — the at-fault party — is going to pay them.
What should be covered right away
In Washington State, you are responsible for your bills following a car accident unless you file a legal claim against the at-fault party. The lawsuit compels the other driver’s insurance company to pay for the costs of your rental car and vehicle repair.
Be aware that the at-fault motorist’s insurance company may try to skirt paying the full amount for your bills. If the insurance company offers you a settlement amount before any of your vehicle costs, be wary of it. Insurers often know what a claim is worth and attempt to minimize payout as much as they can and resolve a case as soon as possible.
What may take some time
It is a common misconception that a crash victim’s medical bills will be paid right away or paid by the at-fault driver’s insurance company. The truth is, when you file a car accident lawsuit in Washington State, you must wait until the successful resolution of your case to be compensated for your medical expenses. Up until then, you are responsible for your health care and recover costs, such as:
Doctor and specialist visits
Necessary medical equipment
Ongoing and future medical treatment
Medical costs after an auto accident can add up quickly. If you find yourself in this situation, consult an experienced Washington State traffic accident lawyer to get knowledgeable legal counsel and to protect your rights.