S.C. Court of Appeals Finds Insured Liable for Earned Premiums on Workers’ Comp Policies


On January 9, 2013, in an unpublished opinion, the South Carolina Court of Appeals found (1) an insured was liable to its insurer for final premiums based upon remuneration paid to the insured’s employees; and (2) the insurer did not act in bad faith by cancelling the insured’s workers’ compensation policy where the insured failed to provide proof required under the terms of the policy despite ambiguous language concerning the type of proof required.

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